INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 176

📅 23 SEPTEMBER 2026 | WEDNESDAY

⚡ 15-MINUTE PRELIMS INTELLIGENCE TEST

🎯 TARGET EXAMS: IBPS PO • IBPS Clerk/CSA • SBI PO • SBI Clerk • RBI Assistant • RRB Office Assistant • LBO • Cooperative Bank Exams

📝 20 QUESTIONS | 15 MINUTES | 20 MARKS

❌ Negative Marking: 0.25 mark for each wrong answer

🎯 Target Score: 16+/20

INSTRUCTIONS: Attempt all 20 questions. Prioritise accuracy, avoid unnecessary calculations, and move on when a question consumes excessive time.

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Q1. The list of pending loan applications ______ been placed before the credit committee for review:

A. have

B. were

C. are

D. being

E. has

Q2. Identify the sentence that is grammatically correct:

A. The officer has completed the verification yesterday.

B. Neither the documents nor the application were available.

C. The branch manager, along with the officers, has approved the proposal.

D. Each employees must submit their identity proof.

E. The information provided by the customer were incomplete.

Q3. Choose the word most similar in meaning to “mitigate”:

A. Alleviate

B. Intensify

C. Ignore

D. Initiate

E. Complicate

Q4. The bank has introduced additional controls ______ prevent unauthorised access to customer data:

A. despite

B. among

C. beside

D. to

E. during

Q5. The compliance officer advised that neither the branch manager nor the operations officer ______ permitted to override the prescribed control:

A. were

B. was

C. have

D. are

E. being

Q6. Choose the grammatically correct sentence:

A. The report have been submitted to the regional office.

B. The officers was instructed to verify the entries.

C. The branch has submit the revised statement.

D. The documents were being verify by the auditor.

E. The report, along with its annexures, was submitted yesterday.

Q7. What is the value of 18% of 750 + 35:

A. 155

B. 165

C. 170

D. 175

E. 180

Q8. A sum of ₹10,000 is invested at 10% per annum compound interest, compounded annually, for two years; what is the amount at the end of the period:

A. ₹12,100

B. ₹12,000

C. ₹11,900

D. ₹11,800

E. ₹12,200

Q9. The deposits of two branches are in the ratio 5:7. If their combined deposits are ₹960 lakh, what are the deposits of the second branch:

A. ₹420 lakh

B. ₹480 lakh

C. ₹520 lakh

D. ₹560 lakh

E. ₹600 lakh

Q10. A can complete a piece of work in 10 days and B can complete it in 15 days. If they work together, in how many days will they complete the work:

A. 5 days

B. 6 days

C. 7 days

D. 8 days

E. 9 days

Q11. The average monthly business of six branches is ₹72 lakh. If the business of one branch is ₹84 lakh, what is the average business of the remaining five branches:

A. ₹66.4 lakh

B. ₹67.2 lakh

C. ₹68.4 lakh

D. ₹69.2 lakh

E. ₹69.6 lakh

Q12. An article is sold for ₹1,440 at a profit of 20%. What is its cost price:

A. ₹1,200

B. ₹1,220

C. ₹1,240

D. ₹1,260

E. ₹1,280

Q13. Find the next number in the series: 2, 6, 12, 20, 30, ?:

A. 36

B. 40

C. 41

D. 42

E. 44

Q14. If A > B = C < D ≤ E, which of the following conclusions definitely follows:

I. A > C

II. E > C

A. Only I follows

B. Only II follows

C. Both I and II follow

D. Neither I nor II follows

E. Either I or II follows

Q15. Statements: All digital payments are electronic transactions. Some electronic transactions are international. No international transaction is cash-based.

Conclusions:

I. Some electronic transactions are not cash-based.

II. Some digital payments are international.

A. Both I and II follow

B. Only I follows

C. Only II follows

D. Neither I nor II follows

E. Either I or II follows

Q16. If each letter of the word BANK is replaced by the next letter in the English alphabet, what will be the new word:

A. CBNL

B. DBOL

C. CBOK

D. CBNM

E. CBOL

Q17. A person walks 5 km east, then 4 km north, and finally 2 km west. In which direction is the person from the starting point:

A. North-East

B. North-West

C. South-East

D. East

E. North

Q18. Five persons S, P, Q, R and T are sitting in a row facing north. S sits immediately to the left of P, P sits immediately to the left of Q, Q sits immediately to the left of R, and R sits immediately to the left of T. Who sits fourth from the left:

A. P

B. Q

C. T

D. R

E. S

Q19. X is the daughter of Y. Y is the brother of Z. Z is the mother of W. How is X related to W:

A. Sister

B. Aunt

C. Cousin

D. Niece

E. Mother

Q20. In a class of 48 students, Anil ranks 17th from the top. What is his rank from the bottom:

A. 30th

B. 32nd

C. 31st

D. 33rd

E. 34th

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🔑 ANSWER KEY

Q1.E

Q2.C

Q3.A

Q4.D

Q5.B

Q6.E

Q7.C

Q8.A

Q9.D

Q10.B

Q11.E

Q12.A

Q13.D

Q14.C

Q15.B

Q16.E

Q17.A

Q18.D

Q19.C

Q20.B

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⚡ QUICK EXPLANATIONS

Q1. E — The subject is singular: “The list”; therefore, “has” is correct.

Q2. C — “Branch manager” is the main subject; “along with the officers” does not change the singular verb.

Q3. A — Mitigate means to reduce the severity, intensity or harmful effect of something; “alleviate” is the closest synonym.

Q4. D — The correct construction is “controls to prevent unauthorised access.”

Q5. B — With “neither…nor,” the verb agrees with the nearer subject, “operations officer”; hence “was.”

Q6. E — “Report” is singular and “along with its annexures” does not alter the subject; therefore, “was submitted” is correct.

Q7. C — 18% of 750 = 135; 135 + 35 = 170.

Q8. A — Amount = 10,000 × 1.10 × 1.10 = ₹12,100.

Q9. D — Total ratio = 12; second branch = 7/12 × 960 = ₹560 lakh.

Q10. B — Combined work rate = 1/10 + 1/15 = 1/6; therefore, time = 6 days.

Q11. E — Total business = 72 × 6 = ₹432 lakh; remaining = 432 − 84 = ₹348 lakh; average = 348/5 = ₹69.6 lakh.

Q12. A — Cost price = 1,440 ÷ 1.20 = ₹1,200.

Q13. D — Differences are 4, 6, 8, 10; next difference = 12; 30 + 12 = 42.

Q14. C — A > B = C, hence A > C; D > C and E ≥ D, hence E > C. Both follow.

Q15. B — Some electronic transactions are international and no international transaction is cash-based; therefore, some electronic transactions are not cash-based. No definite relationship is established between digital payments and international transactions.

Q16. E — B→C, A→B, N→O, K→L; therefore CBOL.

Q17. A — Net horizontal movement = 5 − 2 = 3 km east; vertical movement = 4 km north; direction = North-East.

Q18. D — Arrangement: S–P–Q–R–T; therefore, R is fourth from the left.

Q19. C — Y and Z are siblings; X is Y's daughter and W is Z's child; therefore, X and W are cousins.

Q20. B — Rank from bottom = 48 − 17 + 1 = 32nd.

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🎯 IBR PERFORMANCE BENCHMARK

18–20 → Exceptional

16–17 → Strong

13–15 → Good — improve speed/accuracy

10–12 → Needs focused practice

Below 10 → Strengthen fundamentals

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🧠 IBR EXAM INTELLIGENCE TIP

ACCURACY FIRST → QUESTION SELECTION SECOND → SPEED THIRD

In a 15-minute prelims test:

Easy question → Solve immediately

Moderate question → Solve if approach is clear

Time-consuming question → Mark and move

One difficult question should not consume the time needed for three easy questions.

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