INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 175

📅 22 SEPTEMBER 2026 | TUESDAY

⚡ 15-MINUTE PRELIMS INTELLIGENCE TEST

🎯 TARGET EXAMS: IBPS PO • IBPS Clerk/CSA • SBI PO • SBI Clerk • RBI Assistant • RRB Office Assistant • LBO • Cooperative Bank Exams

📝 20 QUESTIONS | 15 MINUTES | 20 MARKS

❌ Negative Marking: 0.25 mark for each wrong answer

🎯 TARGET SCORE: 16+/20

TEST STRATEGY: Attempt the questions you can solve confidently first; avoid spending disproportionate time on a single difficult question.

Q1. The branch manager, along with two senior officers, ______ responsible for reviewing the pending complaints:

A. are

B. were

C. have been

D. were being

E. is

Q2. Identify the sentence that is grammatically correct:

A. The officer insisted to verify the documents personally.

B. The customers has submitted the required forms.

C. Neither the manager nor the officers were aware of the discrepancy.

D. Each of the branches have submitted its report.

E. The information were shared with the audit team.

Q3. Choose the word most similar in meaning to “prudent”:

A. Cautious

B. Reckless

C. Immediate

D. Complicated

E. Uncertain

Q4. The bank has advised customers to comply ______ the revised KYC requirements:

A. to

B. at

C. for

D. with

E. by

Q5. Although digital banking is convenient, customers should remain ______ while sharing sensitive information online:

A. careless

B. vigilant

C. reluctant

D. indifferent

E. excessive

Q6. Choose the grammatically correct sentence:

A. The committee has discuss the proposal yesterday.

B. The committee were discussing the proposal since morning.

C. The committee have decided to postpone the meeting.

D. The committee had decide to review the matter.

E. The committee has decided to review the proposal again.

Q7. What is the value of 35% of 840 + 24² − 216:

A. 634

B. 644

C. 654

D. 664

E. 674

Q8. A sum of ₹7,500 is invested at 8% per annum simple interest for 2.5 years; what is the total amount received at the end of the period:

A. ₹9,000

B. ₹8,750

C. ₹8,950

D. ₹9,150

E. ₹9,250

Q9. The deposits of Branch A and Branch B are in the ratio 7:9; if their combined deposits are ₹1,280 lakh, what are the deposits of Branch B:

A. ₹640 lakh

B. ₹680 lakh

C. ₹700 lakh

D. ₹720 lakh

E. ₹760 lakh

Q10. A train 180 metres long is running at a speed of 54 km/h; how much time will it take to cross a stationary pole:

A. 10 seconds

B. 12 seconds

C. 14 seconds

D. 15 seconds

E. 18 seconds

Q11. The average monthly business of five branches is ₹48 lakh; if four branches have business of ₹46 lakh, ₹52 lakh, ₹38 lakh and ₹44 lakh respectively, what is the business of the fifth branch:

A. ₹54 lakh

B. ₹56 lakh

C. ₹58 lakh

D. ₹59 lakh

E. ₹60 lakh

Q12. A customer receives a 20% discount on an article marked at ₹2,500; what price does the customer pay:

A. ₹2,000

B. ₹2,050

C. ₹2,100

D. ₹2,150

E. ₹2,200

Q13. Find the next number in the series: 3, 7, 15, 31, 63, ?:

A. 95

B. 111

C. 119

D. 127

E. 129

Q14. If P ≥ Q > R = S ≤ T, which of the following conclusions definitely follows:

I. P > R

II. T ≥ R

A. Only I follows

B. Only II follows

C. Both I and II follow

D. Neither I nor II follows

E. Either I or II follows

Q15. Statements: All loans are assets. Some assets are secured. No secured asset is overdue.

Conclusions:

I. Some assets are not overdue.

II. Some loans are secured.

A. Both I and II follow

B. Only I follows

C. Only II follows

D. Neither I nor II follows

E. Either I or II follows

Q16. If each letter of the word CREDIT is replaced by the next letter in the English alphabet, what will be the new word:

A. DQFEHS

B. DSFDIT

C. CSEFJU

D. DSFEJU

E. ETGFKV

Q17. A person walks 6 km north, then 8 km east, then 6 km south and finally 3 km west; in which direction is the person from the starting point:

A. North

B. South

C. West

D. North-East

E. East

Q18. Six persons S, P, Q, R, T and U are sitting in a row facing north. P sits immediately left of Q, R sits immediately right of Q, S sits immediately left of P, T sits immediately right of R, and U sits immediately right of T. Who sits third from the left:

A. Q

B. P

C. R

D. T

E. S

Q19. A is the brother of B. B is the mother of C. D is the father of A. How is A related to C:

A. Father

B. Brother

C. Maternal uncle

D. Paternal uncle

E. Grandfather

Q20. In a class of 42 students, Ravi ranks 15th from the top; what is his rank from the bottom:

A. 26th

B. 28th

C. 27th

D. 29th

E. 30th

🔑 ANSWER KEY

Q1.E

Q2.C

Q3.A

Q4.D

Q5.B

Q6.E

Q7.C

Q8.A

Q9.D

Q10.B

Q11.E

Q12.A

Q13.D

Q14.C

Q15.B

Q16.D

Q17.E

Q18.A

Q19.C

Q20.B

⚡ ANSWER EXPLANATIONS

Q1. E — The main subject is singular: “The branch manager”; therefore, “is” is correct.

Q2. C — With “neither…nor,” the verb agrees with the nearer subject “officers”; hence “were.”

Q3. A — “Prudent” means cautious, sensible and careful in decision-making.

Q4. D — The correct collocation is comply with.

Q5. B — “Remain vigilant” is the appropriate expression in the context of digital security.

Q6. E — “The committee has decided to review the proposal again” is grammatically correct.

Q7. C — 35% of 840 = 294; 24² = 576; therefore 294 + 576 − 216 = 654.

Q8. A — SI = 7,500 × 8 × 2.5 ÷ 100 = ₹1,500; amount = ₹9,000.

Q9. D — Total ratio = 7 + 9 = 16; Branch B = 9/16 × 1,280 = ₹720 lakh.

Q10. B — 54 km/h = 15 m/s; time = 180 ÷ 15 = 12 seconds.

Q11. E — Total business = 48 × 5 = ₹240 lakh; first four = ₹180 lakh; fifth = ₹60 lakh.

Q12. A — Discount = 20% × ₹2,500 = ₹500; payable amount = ₹2,000.

Q13. D — Pattern: ×2 + 1; therefore 63 × 2 + 1 = 127.

Q14. C — P > Q > R, so P > R; also T ≥ S and S = R, so T ≥ R. Both follow.

Q15. B — Some assets are secured and no secured asset is overdue; therefore some assets are not overdue. The statements do not establish that any loan is secured.

Q16. D — C→D, R→S, E→F, D→E, I→J, T→U = DSFEJU.

Q17. E — North and south movements cancel; eastward movement is 8 − 3 = 5 km. Therefore, the final position is east.

Q18. A — The arrangement is S–P–Q–R–T–U; hence Q is third from the left.

Q19. C — B is C's mother and A is B's brother; therefore A is C's maternal uncle.

Q20. B — Rank from bottom = 42 − 15 + 1 = 28th.

📊 IBR PERFORMANCE BENCHMARK

18–20: Exceptional accuracy and speed

16–17: Strong performance

13–15: Good; improve speed and question selection

10–12: Needs focused practice

Below 10: Strengthen fundamentals and practise regularly

🧠 IBR EXAM INTELLIGENCE

Accuracy → Question Selection → Speed

Do not sacrifice accuracy merely to attempt more questions. In a time-bound prelims test, effective question selection is itself an important skill.

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