Indian Banking Radar
Privacy Policy
This policy explains how Indian Banking Radar handles personal data, cookies, analytics data, and user rights for visitors and subscribers.
Last updated: July 21, 2026
1. Data Controller Details
Indian Banking Radar is responsible for the personal data collected through this website. For privacy-related requests, contact us at [email protected].
2. What We Collect
Depending on how you use the site, we may collect:
- Name and email address when you subscribe, contact us, submit a form, or use the Q/A section.
- Q/A activity such as submitted answers, scores, attempt time, and related participation details.
- For public visitors, we currently store only aggregate site visit counts and do not store IP address, device details, browser type, or approximate location in our database.
- Cookie consent status stored in the user's browser local storage to remember consent preferences and hide the consent banner after acceptance.
- Google Analytics or similar analytics data, if analytics is enabled after consent.
3. Why We Use Data
We use collected data for:
- Newsletter delivery and reader communication.
- Providing access to the Q/A section, showing quiz participation, preventing duplicate or abusive submissions, and managing future subscriber-only access.
- Site analytics, performance measurement, and content improvement.
- Advertising, sponsorship, or affiliate measurement where applicable.
- Security, abuse prevention, and operational troubleshooting.
4. User Rights Under India DPDP Act 2023
Subject to applicable law, users may request:
- Access to personal data held about them.
- Correction of inaccurate or incomplete personal data.
- Erasure of personal data where retention is no longer required.
- Withdrawal of previously given consent.
- Grievance redressal by contacting the privacy email listed above.
5. Cookies List By Type
| Type | Purpose | Examples |
|---|---|---|
| Essential | Keep the site secure and functional. | Admin session cookies, cookie consent preference. |
| Analytics | Understand readership, page performance, and content usage. | Google Analytics cookies, if enabled after consent. |
| Advertising | Measure ad performance and manage sponsored or affiliate placements. | AdSense or affiliate tracking cookies, if enabled. |
| Notifications | Support optional web push notifications. | OneSignal identifiers, if push notifications are enabled. |
6. Third Parties
Indian Banking Radar may use third-party services such as Firebase Authentication, Google Analytics, Mailchimp, Google AdSense, Razorpay, and OneSignal. These services may process data under their own privacy policies when their integrations are enabled. Razorpay or another payment gateway will be used only if paid subscriptions or payments are introduced.
7. Payments And Subscriptions
The Q/A section may initially be offered for free. If paid subscriptions are introduced, payment details will be handled by the selected payment gateway. Indian Banking Radar will store only the information needed to confirm subscription status, process access, maintain invoices or transaction references, and meet legal or tax obligations.
8. Data Retention
We retain personal data only for as long as needed for the purposes described in this policy, including providing the service, maintaining security, resolving disputes, and complying with legal requirements. Q/A attempt records may be retained to maintain participation history and prevent abuse.
9. Last Updated Date
This Privacy Policy was last updated on July 21, 2026.