🌾 INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 187

📅 4 OCTOBER 2026 | SUNDAY

🎯 TARGET: IBPS PO • IBPS CLERK/CSA • RRB • BANKING ASPIRANTS

⏱️ TIME: 15 MINUTES

📝 QUESTIONS: 20

🎯 MARKS: 20

❌ NEGATIVE MARKING: 0.25 MARK FOR EACH WRONG ANSWER

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🧠 IBPS PRELIMS INTELLIGENCE MOCK

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Q1. Which of the following was identified by RBI Governor Sanjay Malhotra as one of the major emerging global financial-stability risks:

A. Declining agricultural production

B. Elevated global debt

C. Falling domestic savings

D. Lower digital payments

E. Declining remittances

Q2. Under RBI's revised bank shareholding framework, the special one-time approval route can cover subsequent acquisitions up to what percentage of paid-up share capital or voting rights, subject to prescribed conditions:

A. 5%

B. 7.5%

C. 8%

D. 10%

E. 15%

Q3. SEBI's Document Number Verification System (DNVS) is primarily intended to strengthen the verification of:

A. SEBI-issued documents

B. Bank loan applications

C. Insurance policies

D. GST returns

E. Pension accounts

Q4. The consultation-feedback deadline for IRDAI's proposed Public Insurance Registry was extended to which date:

A. 5 October 2026

B. 10 October 2026

C. 12 October 2026

D. 15 October 2026

E. 17 October 2026

Q5. According to the August 2026 IIP data, India's manufacturing sector recorded growth of approximately:

A. 6.3%

B. 7.0%

C. 9.0%

D. 10.5%

E. 12.3%

Q6. A sum of ₹64,000 is invested at 7.5% simple interest per annum for 2 years. What is the simple interest earned:

A. ₹8,400

B. ₹9,600

C. ₹10,200

D. ₹11,200

E. ₹12,000

Q7. A sum of ₹1,20,000 is invested at 10% per annum simple interest for 2 years. What will be the amount at the end of the period:

A. ₹1,44,000

B. ₹1,42,000

C. ₹1,40,000

D. ₹1,46,000

E. ₹1,48,000

Q8. A sum of ₹48,000 is divided between A and B in the ratio 5:7. What is A's share:

A. ₹16,000

B. ₹18,000

C. ₹19,000

D. ₹20,000

E. ₹22,000

Q9. The average of six numbers is 32. Five of the numbers are 24, 28, 31, 30 and 32. What is the sixth number:

A. 42

B. 43

C. 44

D. 45

E. 47

Q10. Find the next number in the series: 5, 11, 23, 47, ?:

A. 91

B. 92

C. 95

D. 96

E. 97

Q11. A person walks 10 metres towards North, then 6 metres towards East and finally 10 metres towards South. In which direction is the person from the starting point:

A. North

B. East

C. West

D. South

E. North-East

Q12. Statements: All loans are assets. Some assets are investments. No investment is a liability. Which of the following conclusions definitely follows:

I. Some assets are investments.

II. No investment is a liability.

III. All loans are investments.

A. Both I and II

B. Only I

C. Only II

D. Both II and III

E. All I and II and III

Q13. If each letter of the word LOAN is shifted three positions forward in the English alphabet, what will be the resulting code:

A. MPBO

B. NQCP

C. OQDQ

D. ORDQ

E. PSEG

Q14. M is the brother of N. N is the mother of P. P is the sister of Q. How is M related to Q:

A. Father

B. Brother

C. Cousin

D. Grandfather

E. Maternal uncle

Q15. A person is facing East. He turns 90° anticlockwise, then 180° clockwise and finally 90° anticlockwise. Which direction is he facing now:

A. West

B. South

C. East

D. North

E. North-East

Q16. Choose the grammatically correct sentence:

A. The officers has completed the verification.

B. The officers have completed the verification.

C. The officers have complete the verification.

D. The officers has completing the verification.

E. The officers was completed the verification.

Q17. Choose the word that is closest in meaning to VIGILANT:

A. Alert

B. Careless

C. Negligent

D. Indifferent

E. Reckless

Q18. Identify the part of the sentence that contains an error: The bank manager / along with the officers / was present at the meeting / yesterday:

A. The bank manager

B. along with the officers

C. was present at the meeting

D. yesterday

E. No error

Q19. Choose the most appropriate word to complete the sentence: The bank introduced stronger authentication measures ________ protect customers from digital fraud:

A. although

B. whereas

C. because

D. despite

E. to

Q20. Choose the correct improvement: The compliance officer should ensures that all reports are submitted on time:

A. The compliance officer should ensured that all reports are submitted on time.

B. The compliance officer should ensuring that all reports are submitted on time.

C. The compliance officer should ensure that all reports are submitted on time.

D. The compliance officer should to ensure that all reports are submitted on time.

E. The compliance officer should ensures that all reports are submitted on time.

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🔑 ANSWER KEY

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Q1.B

Q2.D

Q3.A

Q4.E

Q5.C

Q6.B

Q7.A

Q8.D

Q9.E

Q10.C

Q11.B

Q12.A

Q13.D

Q14.E

Q15.C

Q16.B

Q17.A

Q18.E

Q19.E

Q20.C

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🎯 IBPS PRELIMS PREPARATION TIPS

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✅ 1. Practise with a timer: Complete all 20 questions within 15 minutes.

✅ 2. Protect accuracy: Every wrong answer carries a 0.25-mark penalty.

✅ 3. Don't get stuck: Move ahead when a question consumes excessive time.

✅ 4. Revise banking awareness: RBI, SEBI, IRDAI, NPCI, government schemes and financial-sector developments should be revised regularly.

✅ 5. Strengthen fundamentals: Ratio, Average, Simple Interest, Number Series, Direction Sense, Syllogism, Coding, Grammar and Vocabulary require continuous practice.

✅ 6. Analyse your performance: Track both score and time consumed.

🔥 IBR MANTRA:

ATTEMPT → ANALYSE → CORRECT → REPEAT

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🏆 YOUR DAILY CHALLENGE

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⏱️ Set a 15-minute timer.

📝 Attempt all 20 questions without interruption.

📊 Calculate your score:

Score = Correct Answers − 0.25 × Wrong Answers

🎯 Identify questions where you lost marks or time.

📈 Try to improve your performance in the next IBR mock.

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💎 IBR PREMIUM LEARNING & PRACTICE

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🚀 REGISTER NOW — IT'S FREE!

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💎 IBR PREMIUM — UNLIMITED MOCK TEST PRACTICE, FREE FOR 90 DAYS.

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▶️ IBR YOUTUBE CHANNEL

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🎥 BANKING KNOWLEDGE IN SHORT VIDEOS

Learn complex banking and financial concepts through short, simple and exam-friendly videos.

📌 RBI & Banking Updates

📌 Banking Concepts

📌 Government Schemes

📌 Digital Banking & Cyber Fraud

📌 Agriculture & Cooperative Banking

📌 IBPS • JAIIB • CAIIB Concepts

🎯 1 TOPIC → 1 CONCEPT → 1 VIDEO → 1 TAKEAWAY

👉 Subscribe to the IBR YouTube Channel

🔔 Turn on notifications for new learning videos.

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📢 IBR CALL TO ACTION

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👉 Attempt today's 20 questions.

👉 Calculate your score.

👉 Challenge a fellow IBPS aspirant.

👉 Share this mock with your study group.

👉 Register FREE in IBR Premium for unlimited mock-test practice.

🌾 INDIAN BANKING RADAR (IBR)

LEARN • PRACTISE • IMPROVE • SUCCEED

🔥 PLATINUM SERIES 2.0 — PRACTICE WITH PURPOSE.