INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 186

📅 3 OCTOBER 2026 | SATURDAY

🎯 TARGET: IBPS PO • IBPS CLERK/CSA • RRB • BANKING ASPIRANTS

⏱️ TIME: 15 MINUTES

📝 QUESTIONS: 20

🎯 MARKS: 20

❌ NEGATIVE MARKING: 0.25 MARK FOR EACH WRONG ANSWER

━━━━━━━━━━━━━━━━━━

🧠 IBPS PRELIMS INTELLIGENCE MOCK

━━━━━━━━━━━━━━━━━━

Q1. SEBI's Demat 2.0 pilot initiative is associated with which of the following:

A. Tokenised Corporate Bonds

B. Sovereign Gold Bonds

C. Digital Rupee Deposits

D. Cryptocurrency Trading

E. Commodity Warehouse Receipts

Q2. Under the RELIEF intervention, ECGC's enhanced cover for eligible exporters under Component II can cover up to what percentage of the eligible loss:

A. 75%

B. 85%

C. 95%

D. 90%

E. 100%

Q3. The Banking for Youth campaign announced for Public Sector Banks from 2 October 2026 primarily targets young people above which age:

A. 14 years

B. 15 years

C. 18 years

D. 16 years

E. 21 years

Q4. India and the Netherlands discussed cooperation involving how many Centres of Excellence in agriculture and horticulture:

A. 25

B. 15

C. 20

D. 30

E. 35

Q5. According to NPCI data, UPI transaction volume in August 2026 was approximately:

A. 22,508.96 million

B. 23,508.96 million

C. 25,508.96 million

D. 26,508.96 million

E. 24,508.96 million

Q6. A bank customer deposits ₹48,000 at simple interest of 8% per annum for 3 years. What is the simple interest earned:

A. ₹11,520

B. ₹10,240

C. ₹12,480

D. ₹13,440

E. ₹9,600

Q7. A sum of ₹75,000 is invested at 8% per annum simple interest for 2.5 years. What will be the amount at the end of the period:

A. ₹87,000

B. ₹90,000

C. ₹91,000

D. ₹93,000

E. ₹95,000

Q8. A sum of ₹36,000 is divided between A and B in the ratio 7:5. What is A's share:

A. ₹18,000

B. ₹20,000

C. ₹21,000

D. ₹22,000

E. ₹24,000

Q9. The average of five numbers is 48. Four of the numbers are 39, 42, 51 and 44. What is the fifth number:

A. 54

B. 58

C. 60

D. 64

E. 68

Q10. Find the next number in the series: 3, 8, 18, 38, 78, ?:

A. 156

B. 157

C. 159

D. 160

E. 158

Q11. A person walks 12 metres towards East, then 8 metres towards North and finally 12 metres towards West. In which direction is the person from the starting point:

A. North

B. South

C. East

D. West

E. North-East

Q12. Statements: All banks are financial institutions. Some financial institutions are NBFCs. No NBFC is a cooperative bank. Which of the following conclusions definitely follows:

I. Some financial institutions are NBFCs.

II. No NBFC is a cooperative bank.

III. All banks are NBFCs.

A. Only I

B. Both I and II

C. Only II

D. Both II and III

E. All I, II and III

Q13. If each letter of the word BANK is shifted two positions forward in the English alphabet, what will be the resulting code:

A. DCPN

B. DCNM

C. DCPM

D. CBOL

E. ECPN

Q14. P is the brother of Q. Q is the sister of R. R is the father of S. How is P related to S:

A. Father

B. Uncle's father

C. Brother

D. Paternal uncle

E. Cousin

Q15. A person is facing North. He turns 90° clockwise, then 180° anticlockwise and finally 90° clockwise. Which direction is he facing now:

A. South

B. East

C. West

D. North-East

E. North

Q16. Choose the grammatically correct sentence:

A. The branch manager have reviewed the report.

B. The branch manager has reviewed the report.

C. The branch manager have review the report.

D. The branch manager reviewing the report.

E. The branch manager were reviewed the report.

Q17. Choose the word that is closest in meaning to PRUDENT:

A. Careless

B. Reckless

C. Cautious

D. Impulsive

E. Negligent

Q18. Identify the part of the sentence that contains an error: The employees of the branch / were instructed to complete / the compliance training / before the deadline has expired:

A. The employees of the branch

B. were instructed to complete

C. the compliance training

D. before the deadline has expired

E. No error

Q19. Choose the most appropriate word to complete the sentence: The bank introduced additional controls ________ prevent fraudulent transactions:

A. despite

B. whereas

C. because

D. although

E. to

Q20. Choose the correct improvement: The branch manager must ensures that all customer records are updated regularly:

A. The branch manager must ensure that all customer records are updated regularly.

B. The branch manager must ensured that all customer records are updated regularly.

C. The branch manager must ensuring that all customer records are updated regularly.

D. The branch manager must to ensure that all customer records are updated regularly.

E. The branch manager must ensures that all customer records are updated regularly.

━━━━━━━━━━━━━━━━━━

🔑 ANSWER KEY

━━━━━━━━━━━━━━━━━━

Q1.A

Q2.C

Q3.D

Q4.A

Q5.E

Q6.A

Q7.B

Q8.C

Q9.D

Q10.E

Q11.A

Q12.B

Q13.C

Q14.D

Q15.E

Q16.B

Q17.C

Q18.D

Q19.E

Q20.A

━━━━━━━━━━━━━━━━━━

🎯 IBPS PRELIMS PREPARATION TIPS

 ━━━━━━━━━━━━━━━━━━

✅ 1. Practise with a timer: Complete 20 questions within 15 minutes.

✅ 2. Protect accuracy: Every wrong answer carries a 0.25-mark penalty.

✅ 3. Don't get stuck: Move ahead when a question consumes excessive time.

✅ 4. Revise banking awareness: RBI, SEBI, NPCI, government schemes and financial-sector developments should be revised regularly.

✅ 5. Strengthen fundamentals: Ratios, averages, simple interest, series, coding, syllogism, grammar and vocabulary need continuous practice.

✅ 6. Analyse your performance: Track both score and time consumed.

🔥 IBR MANTRA:

ATTEMPT → ANALYSE → CORRECT → REPEAT

━━━━━━━━━━━━━━━━━━

🏆 YOUR DAILY CHALLENGE

━━━━━━━━━━━━━━━━━━

⏱️ Set a 15-minute timer.

📝 Attempt all 20 questions without interruption.

📊 Calculate your score:

Score = Correct Answers − 0.25 × Wrong Answers

🎯 Identify questions where you lost marks or time.

📈 Try to improve your performance in the next IBR mock.

━━━━━━━━━━━━━━━━━━

 💎 IBR PREMIUM LEARNING & PRACTICE

━━━━━━━━━━━━━━━━━━

🚀 REGISTER NOW — IT'S FREE!

🎯 Get access to UNLIMITED MOCK TEST PRACTICE

✅ IBPS PO

✅ IBPS Clerk / CSA

✅ IBPS RRB

✅ IBPS AFO

✅ JAIIB • CAIIB

✅ DCCB / PACS Promotion Tests

🔥 90 DAYS FREE ACCESS

📚 Unlimited mock-test practice

⏱️ Timed examination practice

📊 Instant results

🎯 Exam-oriented practice

👉 Register with your Email ID or Google account.

💎 IBR PREMIUM — UNLIMITED MOCK TEST PRACTICE, FREE FOR 90 DAYS.

━━━━━━━━━━━━━━━━━━

▶️ IBR YOUTUBE CHANNEL

━━━━━━━━━━━━━━━━━━

🎥 BANKING KNOWLEDGE IN SHORT VIDEOS

Learn complex banking and financial concepts through short, simple and exam-friendly videos.

📌 RBI & Banking Updates

📌 Banking Concepts

📌 Government Schemes

📌 Digital Banking & Cyber Fraud

📌 Agriculture & Cooperative Banking

📌 IBPS • JAIIB • CAIIB Concepts

🎯 1 TOPIC → 1 CONCEPT → 1 VIDEO → 1 TAKEAWAY

👉 Subscribe to the IBR YouTube Channel

🔔 Turn on notifications for new learning videos.

━━━━━━━━━━━━━━━━━━

📢 IBR CALL TO ACTION

 ━━━━━━━━━━━━━━━━━━

👉 Attempt today's 20 questions.

👉 Calculate your score.

👉 Challenge a fellow IBPS aspirant.

👉 Share this mock with your study group.

👉 Register FREE in IBR Premium for unlimited mock-test practice.

🌾 INDIAN BANKING RADAR (IBR)

LEARN • PRACTISE • IMPROVE • SUCCEED

🔥 PLATINUM SERIES 2.0 — PRACTICE WITH PURPOSE.