INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 185

📅 2 OCTOBER 2026 | FRIDAY

🎯 TARGET: IBPS PO • IBPS Clerk/CSA • RRB • Banking Aspirants

⏱️ TIME: 15 MINUTES

📝 QUESTIONS: 20

🎯 MARKS: 20

❌ NEGATIVE MARKING: 0.25 MARK FOR EACH WRONG ANSWER

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🧠 IBPS PRELIMS INTELLIGENCE MOCK

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Q1. RBI’s October 2026 amendment on simplified approval for subsequent acquisition of major shareholding applies to which categories of banks:

A. Commercial Banks, Small Finance Banks, Payments Banks and Local Area Banks

B. Only Public Sector Banks and Private Sector Banks

C. Only Regional Rural Banks and Cooperative Banks

D. Only Foreign Banks operating in India

E. Only Small Finance Banks and Payments Banks

Q2. SEBI’s Project Jagrook, introduced in October 2026, primarily relates to:

A. Cybersecurity audits of stock exchanges

B. Display of investor-awareness messages by stock brokers

C. Introduction of a new mutual fund category

D. Regulation of government securities auctions

E. Revision of IPO listing timelines

Q3. According to NPCI data, UPI transaction volume in August 2026 was approximately:

A. 18,508.96 million

B. 21,508.96 million

C. 24,508.96 million

D. 27,508.96 million

E. 29,508.96 million

Q4. According to RBI’s June 2026 International Investment Position data, India’s net international investment position was approximately:

A. US$120.3 billion

B. -US$220.3 billion

C. -US$320.3 billion

D. US$220.3 billion

E. -US$420.3 billion

Q5. As per the prevailing RBI policy rates, the Standing Deposit Facility (SDF) rate is:

A. 4.50%

B. 4.75%

C. 5.25%

D. 5.50%

E. 5.00%

Q6. The Cash Reserve Ratio (CRR) currently applicable to scheduled commercial banks is:

A. 3.00%

B. 3.50%

C. 4.00%

D. 4.50%

E. 5.00%

Q7. India’s external debt at the end of June 2026 was approximately:

A. US$678.2 billion

B. US$728.2 billion

C. US$758.2 billion

D. US$778.2 billion

E. US$808.2 billion

Q8. The proposed revised aggregate limit for Ways and Means Advances (WMA) for State Governments is approximately:

A. ₹47,839 crore

B. ₹52,839 crore

C. ₹57,839 crore

D. ₹61,008 crore

E. ₹67,839 crore

Q9. Under ECLGS 5.0, the targeted additional credit flow proposed for eligible borrowers is approximately:

A. ₹1.25 lakh crore

B. ₹1.75 lakh crore

C. ₹2.55 lakh crore

D. ₹3.25 lakh crore

E. ₹4.00 lakh crore

Q10. The Trade Receivables Discounting System (TReDS) primarily facilitates financing of:

A. Trade receivables of eligible enterprises

B. Government securities

C. Housing loans

D. Agricultural land purchases

E. Foreign currency deposits

Q11. A sum of ₹36,000 is divided between A and B in the ratio 5:4. What is A’s share:

A. ₹20,000

B. ₹18,000

C. ₹16,000

D. ₹22,000

E. ₹24,000

Q12. What simple interest will be earned on ₹80,000 at 7.5% per annum for 2 years:

A. ₹10,000

B. ₹12,000

C. ₹14,000

D. ₹16,000

E. ₹18,000

Q13. The average of five numbers is 42. Four of the numbers are 28, 35, 46 and 51. What is the fifth number:

A. 45

B. 48

C. 50

D. 52

E. 55

Q14. Find the next number in the series: 5, 11, 23, 47, 95, ?:

A. 189

B. 190

C. 192

D. 191

E. 193

Q15. If every letter of the word CREDIT is shifted one position forward in the English alphabet, the resulting code is:

A. DSFEJU

B. DSFEIV

C. DQFEJU

D. CRFEJU

E. DSEFJU

Q16. A person walks 10 metres towards East, then 6 metres towards North and finally 10 metres towards West. In which direction is the person from the starting point:

A. North

B. South

C. East

D. West

E. North-East

Q17. All managers are officers. Some officers are clerks. No clerk is a trainee. Which of the following conclusions logically follows:

I. Some officers are clerks.

II. Some officers are not trainees.

III. All managers are clerks.

A. Only I

B. Both I and II

C. Both II and III

D. Only III

E. All I, II and III

Q18. Choose the word that best completes the sentence: The bank revised its internal controls ________ several operational lapses had been identified during the review:

A. although

B. unless

C. because

D. despite

E. whereas

Q19. Identify the part of the sentence that contains an error: The officers of the branch / has completed the reconciliation / before the close of business / on the scheduled date:

A. The officers of the branch

B. has completed the reconciliation

C. before the close of business

D. on the scheduled date

E. No error

Q20. Choose the correct improvement: Banks should ________ adequate liquidity to meet unexpected cash-flow requirements:

A. maintains

B. maintaining

C. maintained

D. maintenance

E. maintain

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🔑 ANSWER KEY

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Q1.A

Q2.B

Q3.C

Q4.B

Q5.E

Q6.A

Q7.D

Q8.E

Q9.C

Q10.A

Q11.A

Q12.B

Q13.C

Q14.D

Q15.A

Q16.A

Q17.B

Q18.C

Q19.B

Q20.E

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🎯 IBPS PRELIMS PREPARATION TIPS

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✅ 1. Practise with a timer: Complete 20 questions within 15 minutes.

✅ 2. Focus on accuracy: Negative marking makes careless attempts costly.

✅ 3. Revise banking awareness daily: RBI, SEBI, NPCI, banking regulations, government schemes and economic developments are important.

✅ 4. Strengthen fundamentals: Practise Quant, Reasoning and English every day.

✅ 5. Analyse your mistakes: Identify whether the problem was concept, calculation, comprehension or time management.

✅ 6. Improve gradually: Target better speed + accuracy with every mock.

🔥 IBR MANTRA:

ATTEMPT → ANALYSE → CORRECT → REPEAT

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🏆 YOUR DAILY CHALLENGE

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⏱️ Set a 15-minute timer.

📝 Attempt all 20 questions without interruption.

📊 Calculate your score.

🎯 Record the questions where you lost marks or time.

📈 Try to improve your score in the next IBR mock.

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💎 IBR PREMIUM LEARNING & PRACTICE

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🚀 REGISTER NOW — IT'S FREE!

🎯 Get access to UNLIMITED MOCK TESTS for structured exam preparation.

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⏱️ Improve speed, accuracy and time management.

📈 Build confidence through regular exam-oriented practice.

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🎯 DON'T JUST READ. PRACTISE.

💎 IBR PREMIUM — UNLIMITED MOCK TEST PRACTICE, FREE FOR 90 DAYS.

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📢 IBR CALL TO ACTION

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👉 Attempt today's 20 questions now.

👉 Post your score in the comments.

👉 Challenge a fellow IBPS aspirant.

👉 Share this mock with your study group.

👉 Register FREE in IBR Premium and start unlimited mock-test practice.

🌾 INDIAN BANKING RADAR (IBR)

Learn • Practise • Improve • Succeed

🔥 PLATINUM SERIES 2.0 — PRACTICE WITH PURPOSE.