INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 179

📅 26 SEPTEMBER 2026 | SATURDAY

⚡ DAILY 15-MINUTE PRELIMS INTELLIGENCE TEST

🎯 TARGET: IBPS PO • IBPS Clerk/CSA • RRB

🏦 20 QUESTIONS | 20 MARKS | 15 MINUTES

❌ NEGATIVE MARKING: 0.25 MARK FOR EACH WRONG ANSWER

⭕ NO PENALTY FOR UNATTEMPTED QUESTIONS

📖 English Language — 5 Questions

🔢 Quantitative Aptitude — 5 Questions

🧠 Reasoning Ability — 5 Questions

🏦 Banking Intelligence — 5 Questions

Q1. According to the RBI September 2026 Bulletin, India's real GDP growth in Q1 FY2026-27 was:

A. 7.8%

B. 7.2%

C. 7.5%

D. 8.0%

E. 8.2%

Q2. Choose the word most nearly opposite in meaning to “PRUDENT”:

A. Careful

B. Reckless

C. Sensible

D. Cautious

E. Wise

Q3. Rearrange the following sentences to form a meaningful paragraph:

A. This has increased the need for stronger cybersecurity measures.

B. Digital banking has expanded rapidly in recent years.

C. Customers increasingly depend on online financial services.

D. Banks must therefore strengthen operational resilience.

Which is the correct sequence:

A. A-B-C-D

B. C-B-D-A

C. B-C-A-D

D. B-A-C-D

E. D-C-B-A

Q4. Select the most appropriate word to complete the sentence: “The branch manager advised the customer to ______ the suspicious transaction immediately:

A. reporting

B. reported

C. reports

D. report

E. to reporting

Q5. Choose the word most nearly similar in meaning to “MITIGATE”:

A. Increase

B. Intensify

C. Ignore

D. Delay

E. Reduce

Q6. A bank's deposits increase from ₹1,600 crore to ₹2,000 crore. What is the percentage increase in deposits:

A. 25%

B. 20%

C. 22.5%

D. 27.5%

E. 30%

Q7. The average of five numbers is 52. Four of the numbers are 45, 48, 55 and 62. What is the fifth number:

A. 48

B. 50

C. 52

D. 54

E. 56

Q8. A sum of ₹72,000 is divided among A, B and C in the ratio 3:4:5. What amount does B receive:

A. ₹18,000

B. ₹20,000

C. ₹24,000

D. ₹27,000

E. ₹30,000

Q9. A bank receives 800 loan applications in a month. Of these, 35% are approved and 25% of the approved applications are subsequently withdrawn. How many approved applications remain after withdrawal:

A. 180

B. 200

C. 220

D. 210

E. 240

Q10. A bank's advances increase from ₹1,200 crore to ₹1,500 crore. If the bank's target was to increase advances by 30%, by how many percentage points did the actual growth fall short of the target:

A. 2.5 percentage points

B. 7.5 percentage points

C. 10 percentage points

D. 12.5 percentage points

E. 5 percentage points

Q11. Five officers P, Q, R, S and T sit in a row facing north. T sits at the extreme left. S sits immediately to the right of T. P sits immediately to the right of S. Q sits immediately to the right of P. Who sits at the extreme right:

A. R

B. P

C. Q

D. S

E. T

Q12. A person walks 8 metres north, then 5 metres east, then 8 metres south and finally 3 metres west. How far and in which direction is the person from the starting point:

A. 2 metres west

B. 2 metres east

C. 3 metres east

D. 3 metres west

E. 5 metres east

Q13. Statements: Some loans are secured. All secured loans require collateral. Conclusions:

I. Some loans require collateral.

II. All loans requiring collateral are secured.

Which conclusion logically follows:

A. Both I and II follow

B. Only II follows

C. Only I follows

D. Neither I nor II follows

E. Either I or II follows

Q14. In a certain code, each letter is replaced by the next letter of the English alphabet. If BANK is coded as CBOL, how will LOAN be coded:

A. MPAO

B. MPAN

C. LPBO

D. MPBO

E. NQBP

Q15. A, B, C, D and E are five branches located on a straight east-west line. B is east of A. C is west of A. D is east of B. E is west of C. Which branch is the second-westernmost:

A. A

B. B

C. D

D. E

E. C

Q16. A, B, C, D and E are five branches located on a straight east-west line. B is east of A. C is west of A. D is east of B. E is west of C. Which branch is the westernmost:

A. E

B. A

C. C

D. B

E. D

Q17. According to the RBI September 2026 Bulletin, the envisaged private corporate capital expenditure pipeline for 2026-27 is approximately:

A. ₹2.5 lakh crore

B. ₹3.2 lakh crore

C. ₹2.8 lakh crore

D. ₹3.0 lakh crore

E. ₹3.5 lakh crore

Q18. The RBI's recent analysis of the credit-deposit ratio indicates that a high CD ratio by itself:

A. Always indicates a liquidity crisis

B. Is sufficient to measure funding vulnerability

C. May not by itself be sufficient to assess funding vulnerability

D. Automatically indicates weak asset quality

E. Means that deposits are no longer relevant to banks

Q19. Under the revised UPI framework effective from 15 October 2026, the standard MDR for specified P2M transactions above ₹2,000 is:

A. 0.20%

B. 0.25%

C. 0.30%

D. 0.40%

E. 0.50%

Q20. NABARD's revised ST-SAO refinance guidelines for RRBs prescribe an ST-SAO refinance rate of 4.50% per annum, subject to the specified lending condition. The primary purpose of ST-SAO refinance is to support:

A. Housing finance

B. Export finance

C. Infrastructure finance

D. Consumer credit

E. Seasonal agricultural operations

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🔑 ANSWER KEY

Q1.A

Q2.B

Q3.C

Q4.D

Q5.E

Q6.A

Q7.B

Q8.C

Q9.D

Q10.E

Q11.A

Q12.B

Q13.C

Q14.D

Q15.E

Q16.A

Q17.B

Q18.C

Q19.D

Q20.E

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🧠 IBR PLATINUM EXAM INTELLIGENCE — PREPARATION TIPS

📌 TIP 1 — Percentage Increase

Percentage Increase = (New Value − Original Value) ÷ Original Value × 100

Always use the original value as the denominator.

📌 TIP 2 — Average

If the average and number of observations are given:

Total = Average × Number of Observations

Then subtract the known values to find the missing value.

📌 TIP 3 — Ratio

First calculate the total ratio parts. Then find the value of one part before calculating the required share.

📌 TIP 4 — Successive Percentages

Do not automatically add percentage changes. The second percentage is generally applied to the revised value.

📌 TIP 5 — Syllogism

Never reverse a statement.

All A are B does NOT mean All B are A.

📌 TIP 6 — Direction Sense

Cancel movements in opposite directions first. The remaining movement determines the final direction and distance.

📌 TIP 7 — Linear Arrangement

For seating questions, place the fixed positions first. Pay special attention to:

Extreme Left → Extreme Right → Immediate Neighbour

📌 TIP 8 — Coding-Decoding

For next-letter coding:

A→B, B→C, C→D … Y→Z, Z→A

Apply the same rule to every letter.

📌 TIP 9 — Para Jumbles

Look for the logical progression:

Introduction → Explanation → Consequence → Conclusion

Words such as this, therefore, however, these provide useful clues.

📌 TIP 10 — English Vocabulary

Before selecting an antonym or synonym, identify the precise meaning of the given word.

📌 TIP 11 — Banking Intelligence

Do not memorise current affairs in isolation.

Use:

NEWS → CONCEPT → APPLICATION

A good banking question may test what a development means, not simply when it happened.

📌 TIP 12 — Negative Marking

A wrong answer attracts a 0.25-mark penalty.

Therefore:

Accuracy > Blind Guessing

Use option elimination intelligently, but avoid random attempts.

📌 TIP 13 — 15-MINUTE STRATEGY

Round 1: Solve easy and certain questions.

Round 2: Attempt moderate questions.

Round 3: Return to time-consuming questions.

📌 TIP 14 — DON'T GET STUCK

If one question consumes too much time, move ahead.

One difficult question should not cost you several easy questions.

📌 TIP 15 — DAILY ERROR LOG

After each mock, classify mistakes:

Concept Error | Calculation Error | Reading Error | Time Pressure | Guessing Error

Then revise the relevant topic.

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📊 IBR SELF-ASSESSMENT

After completing the test, record:

Score: ____ / 20

Correct: ____

Wrong: ____

Unattempted: ____

Time Taken: ____ minutes

Accuracy: ____ %

🔥 IBR PRACTICE INDICATOR

16–20: Excellent practice performance

13–15: Good — strengthen weak areas

10–12: More targeted practice required

Below 10: Rebuild fundamentals and practise regularly

⚠️ These are IBR practice indicators, not official IBPS qualifying benchmarks.

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🎯 IBR PLATINUM CHALLENGE

Don't ask only:

“How many did I get right?”

Ask:

“Why did I get the others wrong?”

The objective of a mock is not merely to measure performance. It is to improve performance.

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🌾 IBR DAILY PRELIMS FORMULA

LEARN → PRACTISE → TIME → ANALYSE → REVISE → IMPROVE

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🔥 TOMORROW ON IBR

📘 IBPS PRELIMS INTELLIGENCE MOCK — VOL. 180

NEW QUESTIONS • NEW TRAPS • NEW BANKING INTELLIGENCE

⏱️ 15 MINUTES • 20 QUESTIONS • DAILY

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🌾 INDIAN BANKING RADAR (IBR)

📌 Daily Banking Intelligence • IBPS Preparation • Banking Awareness

🌐 www.indianbankingradar.com

▶️ Follow IBR YouTube Channel for RBI updates, banking concepts, short explainers and exam-focused banking intelligence.

🔥 PLATINUM SERIES 2.0

20 QUESTIONS • 15 MINUTES • 20 MARKS

DON'T JUST PREPARE FOR THE EXAM.

BUILD BANKING INTELLIGENCE.