INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 178

📅 25 SEPTEMBER 2026 | FRIDAY

⚡ 15-MINUTE PRELIMS INTELLIGENCE TEST

🎯 TARGET EXAMS: IBPS PO • IBPS Clerk/CSA • RRB

🏦 20 QUESTIONS | 20 MARKS | 15 MINUTES

Q1. In view of the proposed three-day nationwide bank strike from 28 to 30 September 2026, which day has been designated for normal functioning of Public Sector Banks and Regional Rural Banks:

A. 27 September 2026

B. 26 September 2026

C. 28 September 2026

D. 29 September 2026

E. 30 September 2026

Q2. Under the revised UPI framework effective from 15 October 2026, the standard MDR for specified Person-to-Merchant transactions above ₹2,000 is:

A. 0.20%

B. 0.25%

C. 0.30%

D. 0.40%

E. 0.50%

Q3. Under the revised UPI MDR framework, the MDR on eligible transactions of ₹75,000 and above is capped at:

A. ₹150 per transaction

B. ₹200 per transaction

C. ₹300 per transaction

D. ₹400 per transaction

E. ₹500 per transaction

Q4. The RBI's ₹1 lakh crore OMO sale programme has a final tranche of what amount scheduled for 28 September 2026:

A. ₹10,000 crore

B. ₹15,000 crore

C. ₹20,000 crore

D. ₹30,000 crore

E. ₹25,000 crore

Q5. In the RBI's overnight VRRR auction held on 23 September 2026, ₹87,993 crore was offered and ₹75,026 crore was accepted. What amount of offers was not accepted:

A. ₹11,967 crore

B. ₹12,967 crore

C. ₹13,967 crore

D. ₹14,967 crore

E. ₹15,967 crore

Q6. A bank has total deposits of ₹840 crore. If CASA deposits constitute 35% of total deposits, what is the amount of CASA deposits:

A. ₹294 crore

B. ₹280 crore

C. ₹300 crore

D. ₹315 crore

E. ₹336 crore

Q7. A sum of ₹60,000 is divided among A, B and C in the ratio 4:5:6. What amount does C receive:

A. ₹20,000

B. ₹22,000

C. ₹24,000

D. ₹26,000

E. ₹28,000

Q8. A bank's advances increase from ₹960 crore to ₹1,200 crore. What is the percentage increase in advances:

A. 20%

B. 22.5%

C. 25%

D. 27.5%

E. 30%

Q9. A person walks 10 metres east, then 6 metres north, and finally 10 metres west. In which direction is the person from the starting point:

A. East

B. West

C. South

D. North-East

E. North

Q10. Statements: Some accounts are digital accounts. All digital accounts require authentication. Conclusions: I. Some accounts require authentication. II. All accounts requiring authentication are digital accounts. Which conclusion logically follows:

A. Only II follows

B. Only I follows

C. Both I and II follow

D. Neither I nor II follows

E. Either I or II follows

Q11. Select the most appropriate word to complete the sentence: “The bank introduced additional controls ______ reduce the risk of fraudulent transactions.”

A. although

B. whereas

C. to

D. unless

E. despite

Q12. Choose the word most nearly opposite in meaning to “EXPAND”:

A. Extend

B. Enlarge

C. Increase

D. Develop

E. Contract

Q13. Five officers P, Q, R, S and T sit in a row facing north. T sits at the extreme left. S sits immediately to the right of T. P sits immediately to the right of S. Q sits immediately to the right of P. Who sits at the extreme right:

A. R

B. P

C. Q

D. S

E. T

Q14. A bank receives 640 loan applications in a month. If 37.5% are approved, how many applications are approved:

A. 220

B. 230

C. 240

D. 250

E. 260

Q15. Arrange the following sentences to form a meaningful paragraph:

A. This has increased the importance of cyber security.

B. Digital banking has expanded rapidly.

C. Customers now depend heavily on online financial services.

D. Banks therefore need strong preventive controls.

Which is the correct sequence:

A. A-B-C-D

B. B-C-A-D

C. C-B-D-A

D. B-A-D-C

E. D-C-B-A

Q16. In a certain code, each letter is replaced by the next letter of the English alphabet. If CASH is coded as DBTI, how will LOAN be coded:

A. LPBO

B. MPAO

C. MPAN

D. LQBO

E. MPBO

Q17. A, B, C, D and E are five branches located on a straight east-west line. B is east of A, C is west of A, D is east of B and E is west of C. Which branch is the westernmost:

A. A

B. C

C. E

D. B

E. D

Q18. The average of five numbers is 48. If four of the numbers are 42, 45, 51 and 56, what is the fifth number:

A. 46

B. 48

C. 50

D. 52

E. 54

Q19. A bank's deposits increase from ₹1,500 crore to ₹1,800 crore. What is the percentage increase:

A. 15%

B. 18%

C. 20%

D. 22%

E. 25%

Q20. Six persons A, B, C, D, E and F stand in a row. E is to the left of A, A is to the left of B, C is to the right of B, D is to the right of C and F is to the right of D. Who is at the extreme right:

A. B

B. F

C. C

D. D

E. A

🔑 ANSWER KEY

Q1.A

Q2.D

Q3.C

Q4.E

Q5.B

Q6.A

Q7.C

Q8.C

Q9.E

Q10.B

Q11.C

Q12.E

Q13.A

Q14.C

Q15.B

Q16.E

Q17.C

Q18.A

Q19.D

Q20.B

🧠 EXAM KNOWLEDGE TIPS

📌 TIP 1 — RBI Liquidity Tools:

VRRR is used to absorb surplus liquidity, while repo operations generally inject liquidity into the banking system.

📌 TIP 2 — OMO:

Under Open Market Operations, RBI buys or sells Government Securities to influence durable liquidity in the banking system.

📌 TIP 3 — UPI & MDR:

Remember the distinction between P2P and P2M transactions; questions may test who pays MDR and whether the charge can be passed on to customers.

📌 TIP 4 — CASA:

CASA = Current Account + Savings Account deposits; CASA ratio is generally expressed as CASA deposits divided by total deposits.

📌 TIP 5 — Percentage Increase:

Always use: Percentage Increase = (New Value − Original Value) ÷ Original Value × 100.

📌 TIP 6 — Ratio Questions:

First calculate the total number of ratio parts, then determine the value of one part before finding the required share.

📌 TIP 7 — Syllogism:

Do not reverse a conclusion. “All A are B” does not mean “All B are A.”

📌 TIP 8 — Reasoning Arrangements:

For linear seating questions, draw fixed positions first—especially extreme left/right and immediate-left/immediate-right clues.

📌 TIP 9 — Direction Test:

Cancel movements in opposite directions before determining the final position.

📌 TIP 10 — Prelims Strategy:

Do not spend excessive time on one difficult question. Secure the easy questions first and return to time-consuming questions if time permits.

🌾 INDIAN BANKING RADAR (IBR)

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🔥 PLATINUM SERIES 2.0

20 QUESTIONS • 15 MINUTES • 20 MARKS

DON’T JUST PREPARE FOR THE EXAM. BUILD BANKING INTELLIGENCE.