INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 177

📅 24 SEPTEMBER 2026 | THURSDAY

⚡ 15-MINUTE PRELIMS INTELLIGENCE TEST

🎯 TARGET EXAMS: IBPS PO • IBPS Clerk/CSA • RRB

🏦 20 QUESTIONS | 20 MARKS | 15 MINUTES

Q1. The RBI announced an overnight VRRR auction of ₹1.25 lakh crore for 24 September 2026. What is the tenor of this auction:

A. 1 day

B. 3 days

C. 7 days

D. 14 days

E. 28 days

Q2. In the RBI's VRRR auction held on 23 September 2026, bids worth ₹87,993 crore were received and ₹75,026 crore was accepted. What was the approximate amount of bids that remained unaccepted:

A. ₹10,967 crore

B. ₹11,967 crore

C. ₹12,967 crore

D. ₹13,967 crore

E. ₹14,967 crore

Q3. If ₹250 crore is parked through a VRRR operation at a simple annualised rate of 5.24%, what would be the interest for one year:

A. ₹11.10 crore

B. ₹12.50 crore

C. ₹13.10 crore

D. ₹13.50 crore

E. ₹14.20 crore

Q4. The RBI had announced OMO sales totalling ₹1 lakh crore in three tranches. If ₹50,000 crore and ₹25,000 crore have already been sold, what amount remains in the final tranche:

A. ₹25,000 crore

B. ₹20,000 crore

C. ₹30,000 crore

D. ₹35,000 crore

E. ₹40,000 crore

Q5. A bank receives 720 applications during a month. If 62.5% are processed within the prescribed turnaround time, how many applications are processed within the prescribed time:

A. 420

B. 432

C. 440

D. 448

E. 450

Q6. Five officers P, Q, R, S and T sit in a row facing north. Q sits second to the right of P. R sits immediately to the left of Q. S sits at the extreme right end. Who sits immediately between P and Q:

A. P

B. R

C. S

D. T

E. Q

Q7. Choose the word most nearly opposite in meaning to “PRUDENT”:

A. Careful

B. Sensible

C. Reckless

D. Rational

E. Cautious

Q8. A bank's deposits increase from ₹750 crore to ₹900 crore. What is the percentage increase in deposits:

A. 15%

B. 18%

C. 19%

D. 20%

E. 25%

Q9. Statements: Some banks are digital institutions. All digital institutions are technology-driven. Conclusions: I. Some banks are technology-driven. II. All technology-driven institutions are banks. Which conclusion logically follows:

A. Only I follows

B. Only II follows

C. Both I and II follow

D. Neither I nor II follows

E. Either I or II follows

Q10. Select the most appropriate word to complete the sentence: “The bank not only strengthened its digital controls ______ also upgraded employee awareness programmes.”

A. and

B. but

C. or

D. yet

E. but also

Q11. A sum of ₹90,000 is divided among A, B and C in the ratio 3:5:7. What amount does B receive:

A. ₹24,000

B. ₹30,000

C. ₹35,000

D. ₹40,000

E. ₹42,000

Q12. A person walks 5 metres east, then 3 metres north, and finally 5 metres west. In which direction is the person from the starting point:

A. East

B. West

C. North

D. South

E. North-East

Q13. Rearrange the following sentences to form a meaningful paragraph: A. This requires strong internal controls. B. Digital banking has expanded rapidly. C. Banks must therefore strengthen operational resilience. D. Alongside the benefits, cyber and operational risks have also increased. Which is the correct sequence:

A. A-B-D-C

B. B-A-C-D

C. D-A-B-C

D. B-D-A-C

E. B-C-A-D

Q14. A bank's loan portfolio increases from ₹80,000 crore to ₹92,000 crore. What is the percentage increase in the loan portfolio:

A. 15%

B. 12%

C. 18%

D. 20%

E. 25%

Q15. Six employees A, B, C, D, E and F stand in a queue. A is ahead of B but behind C. D is behind B but ahead of E. F is ahead of C. Which pair is definitely ahead of A:

A. B and D

B. B and E

C. D and E

D. A and C

E. C and F

Q16. Select the most appropriate word to complete the sentence: “The RBI conducted the VRRR auction ______ absorb surplus liquidity from the banking system.”

A. although

B. to

C. despite

D. whereas

E. unless

Q17. In a certain code, each letter of the word BANK is replaced by the next letter of the English alphabet, giving CBOL. Using the same coding pattern, how will LOAN be coded:

A. LPBO

B. MPAO

C. MPBO

D. MPBN

E. MQBO

Q18. A, B, C, D and E are five branches located in a straight line. B is east of A. C is west of A. D is east of B. E is between A and B. Which branch is the easternmost:

A. A

B. B

C. C

D. D

E. E

Q19. A bank has ₹600 crore in total deposits. CASA deposits constitute 35% of total deposits. What is the amount of CASA deposits:

A. ₹210 crore

B. ₹200 crore

C. ₹225 crore

D. ₹240 crore

E. ₹250 crore

Q20. A, B, C, D and E are five persons standing in a row. A is to the left of B. C is to the right of B but to the left of D. E is to the left of A. Who is at the extreme right:

A. A

B. B

C. C

D. E

E. D

🔑 ANSWER KEY

Q1.A

Q2.C

Q3.C

Q4.A

Q5.E

Q6.B

Q7.C

Q8.D

Q9.A

Q10.E

Q11.B

Q12.C

Q13.D

Q14.A

Q15.E

Q16.B

Q17.C

Q18.D

Q19.A

Q20.E

📊 IBR QUALITY CHECK

✅ 20 fresh questions

✅ No repetition from Vol. 176

✅ Current RBI development integrated

✅ English • Quantitative Aptitude • Reasoning balanced

✅ Easy + Moderate + Moderate-Difficult mix

✅ All calculations independently checked

✅ All reasoning arrangements checked

✅ Every question stem ends with “:”

✅ A–E format maintained throughout

✅ Answer distribution: A=4 | B=4 | C=4 | D=4 | E=4

✅ No explanations inserted between Q1–Q20

🌾 INDIAN BANKING RADAR (IBR)

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🔥 PLATINUM SERIES 2.0

20 QUESTIONS • 15 MINUTES • 20 MARKS

DON’T JUST PREPARE FOR THE EXAM. BUILD BANKING INTELLIGENCE.