INDIAN BANKING RADAR (IBR) - IBPS PRELIMS + BANKING INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 183

📅 30 SEPTEMBER 2026 | WEDNESDAY

⚡ DAILY 15-MINUTE INTELLIGENCE TEST

🎯 TARGET: IBPS PO • IBPS CLERK/CSA • RRB

🏦 20 QUESTIONS | 20 MARKS | 15 MINUTES

❌ NEGATIVE MARKING: 0.25 MARK FOR EACH WRONG ANSWER

⭕ NO PENALTY FOR UNATTEMPTED QUESTIONS

━━━━━━━━━━━━━━━━━━

Q1. According to the latest available data, India’s IIP growth in August 2026 was:

A. 7.4%

B. 8.5%

C. 6.7%

D. 8.0%

E. 9.0%

Q2. Which of the following correctly represents India’s real GVA growth in Q1 FY2026-27:

A. 8.2%

B. 7.8%

C. 10.3%

D. 7.4%

E. 8.8%

Q3. According to NPCI’s August 2026 statistics, the number of UPI transactions was approximately:

A. 22.72 billion

B. 23.66 billion

C. 24.51 billion

D. 25.30 billion

E. 21.95 billion

Q4. Which RBI instrument is specifically used for absorbing surplus liquidity on an overnight basis without requiring collateral:

A. MSF

B. SDF

C. Repo

D. OMO Purchase

E. Bank Rate

Q5. The September 2026 OMO sale programme announced by RBI amounted in total to:

A. ₹75,000 crore

B. ₹1.25 lakh crore

C. ₹50,000 crore

D. ₹90,000 crore

E. ₹1 lakh crore

Q6. The proposed aggregate Ways and Means Advances limit for State Governments is:

A. ₹61,008 crore

B. ₹65,000 crore

C. ₹67,839 crore

D. ₹70,000 crore

E. ₹75,000 crore

Q7. Which of the following is NOT a component of India’s foreign-exchange reserves:

A. Foreign Currency Assets

B. Gold

C. SDRs

D. Reserve Tranche Position in IMF

E. Government Securities held by domestic banks

Q8. The current RBI Standing Deposit Facility rate is:

A. 5.00%

B. 5.25%

C. 5.50%

D. 4.75%

E. 6.00%

Q9. A sum of ₹18,000 is divided between A and B in the ratio 5:4. What amount does A receive:

A. ₹8,000

B. ₹9,000

C. ₹10,000

D. ₹11,000

E. ₹12,000

Q10. A bank’s deposit base increases from ₹2.40 crore to ₹3.00 crore. The percentage increase is:

A. 20%

B. 25%

C. 22.5%

D. 27.5%

E. 30%

Q11. The average of five numbers is 48. If four of the numbers are 42, 46, 51 and 55, the fifth number is:

A. 44

B. 46

C. 48

D. 50

E. 52

Q12. A loan amount of ₹80,000 carries simple interest at 7.5% per annum for 2 years. The interest payable is:

A. ₹10,000

B. ₹12,000

C. ₹11,000

D. ₹13,000

E. ₹14,000

Q13. Statements:

Some officers are managers.

All managers are employees.

No employee is a minor.

Conclusions:

I. Some officers are employees.

II. Some managers are not minors.

III. Some officers are not minors.

Which conclusion(s) logically follow:

A. Only I

B. Only II

C. I and II only

D. II and III only

E. I, II and III

Q14. In a certain code, CREDIT is written as DSFEJU by shifting every letter one position forward in the alphabet. How will BANK be coded using the same rule:

A. CBOL

B. CBNL

C. DCPM

D. BZMJ

E. CBOK

Q15. Find the missing number in the following series:

5, 11, 23, 47, 95, ?

A. 189

B. 190

C. 191

D. 192

E. 193

Q16. A person walks 10 metres east, turns left and walks 7 metres, then turns left and walks 10 metres. In which direction is the person from the starting point:

A. East

B. West

C. South

D. North

E. North-East

Q17. Choose the word that is most nearly opposite in meaning to “PRUDENT”:

A. Careful

B. Sensible

C. Cautious

D. Reckless

E. Wise

Q18. Choose the word that best completes the sentence:

The RBI closely monitors liquidity conditions ________ they can influence short-term interest rates:

A. although

B. unless

C. whereas

D. because

E. despite

Q19. Identify the part containing an error:

The bank has announced / that all customers must update / their KYC details before / the deadline expires.

A. The bank has announced

B. that all customers must update

C. their KYC details before

D. the deadline expires

E. No error

Q20. Choose the most appropriate word to complete the sentence:

The committee recommended that banks should ________ adequate liquidity buffers to manage unexpected funding pressures:

A. maintain

B. maintaining

C. maintained

D. maintains

E. maintenance

━━━━━━━━━━━━━━━━━━

🔑 ANSWER KEY

Q1.D

Q2.A

Q3.C

Q4.B

Q5.E

Q6.C

Q7.E

Q8.A

Q9.C

Q10.B

Q11.B

Q12.B

Q13.E

Q14.A

Q15.C

Q16.D

Q17.D

Q18.D

Q19.E

Q20.A

━━━━━━━━━━━━━━━━━━

🎯 IBR PLATINUM EXAM INTELLIGENCE

📌 TODAY'S MUST-REMEMBER FACTS

• IIP August 2026 → 8.0%

• Q1 FY27 real GDP → 7.8%

• Q1 FY27 real GVA → 8.2%

• August CPI → 4.82%

• Repo Rate → 5.25%

• SDF → 5.00%

• MSF → 5.50%

• Bank Rate → 5.50%

• CRR → 3.00%

• SLR → 18.00%

• August UPI → 24,508.96 million transactions

• September OMO sales → ₹1 lakh crore

• Proposed State WMA limit → ₹67,839 crore

━━━━━━━━━━━━━━━━━━

📚 1. PREPARATION TIPS

🎯 TIP 1 — MASTER THE RBI RATE CORRIDOR

Repo → 5.25%

SDF → 5.00%

MSF → 5.50%

SDF < Repo < MSF

🎯 TIP 2 — DISTINGUISH LIQUIDITY TOOLS

SDF → Absorbs liquidity

VRRR → Absorbs liquidity

Repo → Injects liquidity

OMO Sale → Absorbs durable liquidity

OMO Purchase → Injects durable liquidity

🎯 TIP 3 — FOLLOW THE 15-MINUTE RULE

⏱️ 15 minutes

📝 20 questions

🚫 No Google

🚫 No calculator

After the test, analyse every:

❌ Wrong answer

⚠️ Guessed answer

📚 Forgotten concept

🎯 TIP 4 — MAINTAIN AN ERROR BOOK

Record:

Question → Mistake → Correct concept → Revision date

🎯 TIP 5 — NEWS → EXAM QUESTION

For every important banking development, remember:

WHO → WHAT → WHEN → AMOUNT/RATE → WHY IT MATTERS

━━━━━━━━━━━━━━━━━━

📊 2. SELF-ASSESSMENT

🟢 17–20 → Excellent

🟡 14–16 → Strong

🟠 11–13 → Needs more practice

🔴 Below 11 → Revise & retry

⭐ Remember: Accuracy matters more than attempting every question.

━━━━━━━━━━━━━━━━━━

🚀 3. YOUR DAILY IBR CHALLENGE

Before tomorrow's mock:

☑ Revise today's banking facts

☑ Rework every wrong answer

☑ Practise Quant

☑ Practise Reasoning

☑ Revise one RBI/Economy topic

☑ Attempt tomorrow's IBR Intelligence Mock

🔥 20 questions a day × 30 days = 600 questions

Consistency beats occasional long study sessions.

━━━━━━━━━━━━━━━━━━

🎁 4. IBR PREMIUM LEARNING & PRACTICE

🌟 90 DAYS FREE ACCESS

Prepare with:

📘 IBPS PO • Clerk/CSA • RRB

🌾 IBPS AFO

📚 JAIIB • CAIIB

🏦 DCCB • PACS Promotion Tests

🏛️ Civil Services Prelims

🔥 NEW: CIVIL SERVICES PRELIMS — DAILY 20

20 Questions • 20 Marks • 20 Minutes

Current Affairs + Static GS + UPSC-style MCQs

👉 Register with your email ID and start your 90-day FREE Premium access.

━━━━━━━━━━━━━━━━━━

▶️ 5. IBR YOUTUBE

🎥 SHORT • SHARP • EXAM RELEVANT

RBI • Banking • Economy • Fraud Awareness • Financial Literacy

👉 Subscribe to the IBR YouTube Channel.

━━━━━━━━━━━━━━━━━━

📲 6. JOIN THE IBR LEARNING COMMUNITY

Get regular:

✅ Banking & Economy Intelligence

✅ Exam-focused MCQs

✅ Prelims Intelligence Mocks

✅ AFO/Agriculture Content

✅ RBI Developments

✅ Current Affairs

👉 Follow IBR on WhatsApp, Facebook, Telegram, LinkedIn and Threads.

━━━━━━━━━━━━━━━━━━

🌾 INDIAN BANKING RADAR (IBR)

KNOW • PRACTISE • REVISE • PERFORM

🎯 Today's news can become tomorrow's question.

START TODAY.

PRACTISE DAILY.

IMPROVE CONSISTENTLY.