INDIAN BANKING RADAR (IBR) - IBPS PRELIMS + BANKING INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 182

📅 29 SEPTEMBER 2026 | TUESDAY

⚡ DAILY 15-MINUTE INTELLIGENCE TEST

🎯 TARGET: IBPS PO • IBPS CLERK/CSA • RRB

🏦 20 QUESTIONS | 20 MARKS | 15 MINUTES

❌ NEGATIVE MARKING: 0.25 MARK FOR EACH WRONG ANSWER

⭕ NO PENALTY FOR UNATTEMPTED QUESTIONS

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Q1. India’s Index of Industrial Production (IIP) growth in August 2026 was:

A. 6.7%

B. 7.4%

C. 8.0%

D. 8.5%

E. 9.0%

Q2. India’s real GDP growth in Q1 of FY2026-27 was:

A. 7.8%

B. 7.4%

C. 8.2%

D. 6.9%

E. 8.0%

Q3. India’s headline CPI inflation for August 2026 was:

A. 4.45%

B. 5.10%

C. 5.95%

D. 4.25%

E. 4.82%

Q4. As of 29 September 2026, the RBI’s policy repo rate stands at:

A. 5.50%

B. 5.25%

C. 5.00%

D. 5.75%

E. 6.00%

Q5. In the overnight VRRR auction conducted on 23 September 2026, the RBI absorbed approximately:

A. ₹50,000 crore

B. ₹71,971 crore

C. ₹75,000 crore

D. ₹75,026 crore

E. ₹1,00,000 crore

Q6. According to NPCI’s August 2026 statistics, UPI processed how many transactions?

A. 24,508.96 million

B. 23,658.35 million

C. 22,716.07 million

D. 25,000.00 million

E. 29,823.56 million

Q7. The RBI’s three September 2026 OMO sale tranches together amounted to:

A. ₹75,000 crore

B. ₹90,000 crore

C. ₹1.25 lakh crore

D. ₹1 lakh crore

E. ₹50,000 crore

Q8. As of 29 September 2026, the Cash Reserve Ratio (CRR) is:

A. 3.50%

B. 4.00%

C. 3.00%

D. 4.50%

E. 5.00%

Q9. The Standing Deposit Facility (SDF) rate is:

A. 5.25%

B. 5.50%

C. 4.50%

D. 5.00%

E. 4.75%

Q10. The current RBI Bank Rate is:

A. 5.25%

B. 5.50%

C. 5.00%

D. 6.00%

E. 4.75%

Q11. Real Gross Value Added (GVA) growth in Q1 FY2026-27 was:

A. 7.8%

B. 10.3%

C. 9.0%

D. 8.2%

E. 6.9%

Q12. A bank officer divides ₹1,44,000 equally among 16 beneficiaries. Each beneficiary receives ₹9,000. If one beneficiary subsequently receives an amount equal to 7 times this share, the amount received is:

A. ₹63,000

B. ₹54,000

C. ₹72,000

D. ₹81,000

E. ₹56,000

Q13. A bank’s digital transactions increased from 2,250 to 3,150. What was the percentage increase?

A. 35%

B. 38%

C. 40%

D. 42%

E. 45%

Q14. Statements:

Some bankers are graduates.

All graduates are educated.

No educated person is illiterate.

Conclusions:

I. Some bankers are educated.

II. Some bankers are not illiterate.

III. Some graduates are bankers.

Which conclusion(s) logically follow?

A. Only I

B. Only II

C. I and II only

D. II and III only

E. I, II and III

Q15. If BANK is coded as DCPM by shifting each letter two places forward in the alphabet, how will LOAN be coded using the same rule?

A. NQBO

B. NQCP

C. MQBO

D. ORDQ

E. NQBM

Q16. Find the missing number:

8, 17, 35, 71, 143, ?

A. 286

B. 287

C. 288

D. 289

E. 285

Q17. A person walks 8 metres north, then turns right and walks 6 metres, then turns right and walks 8 metres. In which direction is the person from the starting point?

A. North

B. South

C. East

D. West

E. North-East

Q18. If 35% of a number is 490, the number is:

A. 1,400

B. 1,350

C. 1,450

D. 1,500

E. 1,250

Q19. A, B, C, D and E are sitting in a row facing north. B sits immediately to the right of A. C sits immediately to the left of D. E sits at the extreme right. If A is at the extreme left, who sits in the middle?

A. A

B. C

C. D

D. B

E. E

Q20. Which RBI facility is designed to absorb surplus liquidity from the banking system without requiring collateral from banks?

A. Marginal Standing Facility

B. Standing Deposit Facility

C. Market Stabilisation Scheme

D. Cash Reserve Ratio

E. Open Market Purchase

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🔑 ANSWER KEY

Q1.C

Q2.A

Q3.E

Q4.B

Q5.D

Q6.A

Q7.D

Q8.C

Q9.D

Q10.B

Q11.D

Q12.A

Q13.C

Q14.E

Q15.B

Q16.B

Q17.C

Q18.A

Q19.B

Q20.B

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🎯 IBR PLATINUM EXAM INTELLIGENCE

📌 TODAY'S MUST-REMEMBER FACTS

• IIP — 8.0%

• Q1 FY27 real GDP — 7.8%

• Q1 FY27 real GVA — 8.2%

• August CPI — 4.82%

• Repo Rate — 5.25%

• SDF — 5.00%

• MSF — 5.50%

• Bank Rate — 5.50%

• CRR — 3.00%

• SLR — 18.00%

• August UPI volume — 24,508.96 million

• September OMO sales — ₹1 lakh crore

• 23 September VRRR absorption — ₹75,026 crore

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📚 1. PREPARATION TIPS

🎯 TIP 1 — UNDERSTAND, DON'T JUST MEMORISE

For RBI rates, remember:

Repo → 5.25%

SDF → 5.00%

MSF → 5.50%

Bank Rate → 5.50%

🎯 TIP 2 — CONNECT ECONOMIC INDICATORS

IIP → Industrial activity

GDP → Overall economic growth

GVA → Value added by sectors

CPI → Retail inflation

WPI → Wholesale-price movement

🎯 TIP 3 — FOLLOW THE 15-MINUTE RULE

⏱️ 15 minutes

📝 20 questions

🚫 No Google

🚫 No calculator

Analyse every wrong and guessed answer after the test.

🎯 TIP 4 — MAINTAIN AN ERROR BOOK

Record:

❌ Wrong question

⚠️ Guessed question

📚 Concept behind the error

✅ Correct fact/rule

Revise your error book every 3–4 days.

🎯 TIP 5 — CONVERT NEWS INTO EXAM FACTS

For every important banking/economy development, remember:

WHO → WHAT → WHEN → AMOUNT/RATE → WHY IT MATTERS

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📊 2. SELF-ASSESSMENT

🟢 17–20 — EXCELLENT

🟡 14–16 — STRONG

🟠 11–13 — NEEDS MORE PRACTICE

🔴 BELOW 11 — REVISE & RETRY

⭐ Don't judge yourself only by your score.

Ask yourself:

“How many answers did I know confidently?”

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🚀 3. YOUR DAILY IBR CHALLENGE

Before tomorrow's mock:

☑ Revise today's key facts

☑ Rework every wrong answer

☑ Practise 10 Quant questions

☑ Practise 10 Reasoning questions

☑ Revise one Banking & Economy topic

☑ Attempt tomorrow's IBR Intelligence Mock

🔥 20 questions a day × 30 days = 600 questions.

Consistency beats occasional long study sessions.

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📢 4. FOLLOW IBR DAILY

🌾 INDIAN BANKING RADAR

Your daily source for:

🏦 Banking & Economy Intelligence

📘 IBPS PO • Clerk/CSA • RRB Preparation

🌾 IBPS AFO & Agriculture Banking

📊 RBI & Financial Sector Updates

🧠 Daily MCQs & Intelligence Mocks

🎯 Exam-oriented Current Affairs

📲 FOLLOW IBR DAILY

Don't wait for the exam to start practising.

START TODAY.

PRACTISE DAILY.

IMPROVE CONSISTENTLY.

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▶️ 5. IBR YOUTUBE

🎥 SHORT • SHARP • EXAM RELEVANT

RBI • Banking • Economy • Fraud Awareness • Financial Literacy

👉 Subscribe to the IBR YouTube Channel for regular banking and financial-awareness shorts.

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📲 6. JOIN THE IBR LEARNING COMMUNITY

Get regular:

✅ Banking & Economy Updates

✅ Exam-focused MCQs

✅ Prelims Intelligence Mocks

✅ AFO/Agriculture Content

✅ Important RBI Developments

👉 Join the IBR WhatsApp / Telegram community and stay exam-ready.

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🌾 INDIAN BANKING RADAR (IBR)

KNOW • PRACTISE • REVISE • PERFORM