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PM Surya Ghar: Muft Bijli Yojana

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PM Surya Ghar: Muft Bijli Yojana

 1. Snapshot

  • Launch: 2024

  • Ministry: MNRE

  • Objective: Rooftop solar + free electricity (up to 300 units/month)

 2. Subsidy Structure (VERY IMPORTANT)

Capacity

Subsidy

1 kW

₹30,000

2 kW

₹60,000

3 kW

₹78,000 (Max)

Key Rule:

  • Up to 2 kW → 60%

  • 2–3 kW → 40%

  • Max subsidy → ₹78,000

 🔹 3. Eligible Activities

✔ Rooftop solar installation
✔ Net metering

 4. Financial Pattern

  • Subsidy via DBT

  • Balance through own funds / bank loan

 5. Banking Lens

  • Retail green energy loans

  • Repayment through electricity savings

  • Low risk due to subsidy support

 6. Governance & Economic Impact

  • Promotes renewable energy adoption

  • Reduces household electricity cost

  • Supports Net Zero targets

  7. Official Source

 

 

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