INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 173

📅 20 SEPTEMBER 2026 | SUNDAY

⚡ 15-MINUTE PRELIMS INTELLIGENCE TEST

🎯 TARGET EXAMS

IBPS PO | IBPS Clerk/CSA | SBI PO

SBI Clerk | RBI Assistant | RRB Office Assistant

LBO | Cooperative Bank Exams

📊 20 QUESTIONS | 15 MINUTES | 20 MARKS

⚠️ NEGATIVE MARKING: 0.25 MARK FOR EACH WRONG ANSWER

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📝 TEST INSTRUCTIONS

• Attempt all 20 questions.

• Questions are designed as a daily IBPS Prelims-level intelligence drill.

• English Language: Q1–Q6

• Quantitative Aptitude: Q7–Q13

• Reasoning Ability: Q14–Q20

• Avoid spending excessive time on one question.

• Prioritise accuracy and question selection.

• Target Score: 16+ / 20

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🟦 ENGLISH LANGUAGE

Q1. The regulator introduced additional measures to ______ the impact of operational disruptions on customers:

A. intensify

B. mitigate

C. provoke

D. magnify

E. accelerate

Q2. Identify the part of the sentence that contains an error:

The number of complaints / received by the branch / have increased considerably / during the last quarter.

A. The number of complaints

B. received by the branch

C. have increased considerably

D. during the last quarter

E. No error

Q3. Choose the grammatically correct sentence:

A. The number of digital transactions has increased significantly during the year.

B. Neither the manager nor the officers was aware about the revised procedure.

C. Each of the employees have been instructed to update their records.

D. The information provided by the branches were verified yesterday.

E. The committee have submitted its recommendations to the regulator.

Q4. Rearrange the following sentences to form a coherent paragraph:

P. As banks increasingly rely on digital channels,

Q. strengthening cybersecurity has become essential

R. because customers expect financial services

S. to remain secure and available at all times:

A. Q-P-R-S

B. P-R-S-Q

C. R-P-Q-S

D. P-Q-R-S

E. S-R-P-Q

Q5. Choose the most appropriate word to fill in the blank:

The bank introduced a new monitoring system to ______ unusual transactions at an early stage:

A. conceal

B. postpone

C. overlook

D. weaken

E. detect

Q6. Choose the correct replacement for the underlined part:

Despite of the heavy rainfall, the branch continued to provide essential services to customers.

A. Despite the heavy rainfall

B. Despite of heavy rainfall

C. In spite the heavy rainfall

D. Although of the heavy rainfall

E. Despite with the heavy rainfall

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🟩 QUANTITATIVE APTITUDE

Q7. What will be the value of the following expression?

48% of 750 + 36 = ?

A. 386

B. 390

C. 402

D. 396

E. 410

Q8. The salary of an employee is first increased by 20% and then reduced by 10%. If the original salary was ₹50,000, what is the final salary?

A. ₹53,000

B. ₹54,000

C. ₹55,000

D. ₹56,000

E. ₹58,000

Q9. The ratio of deposits of Bank A and Bank B is 5:7. If Bank B has deposits of ₹8,400 crore, what are the deposits of Bank A?

A. ₹5,600 crore

B. ₹5,800 crore

C. ₹6,000 crore

D. ₹6,200 crore

E. ₹6,400 crore

Q10. A sum amounts to ₹14,520 in 2 years at 10% per annum simple interest. What is the principal amount?

A. ₹10,500

B. ₹11,000

C. ₹11,500

D. ₹12,000

E. ₹12,100

Q11. The following table shows the number of loan accounts opened by four branches during a month:

Branch

Loan Accounts

A

240

B

320

C

280

D

360

What is the average number of loan accounts opened by the four branches?

A. 300

B. 290

C. 310

D. 320

E. 280

Q12. A can complete a particular work in 18 days and B can complete it in 27 days. If they work together, in how many days will they complete the work?

A. 9 days

B. 10 days

C. 10 4/5 days

D. 11 days

E. 12 days

Q13. Find the missing number in the following series:

6, 13, 27, 55, 111, ?:

A. 219

B. 221

C. 225

D. 223

E. 227

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🟨 REASONING ABILITY

Q14. Statements:

Some banks are lenders.

All lenders are financial institutions.

No financial institution is a charity organisation.

Conclusions:

I. Some banks are financial institutions.

II. No lender is a charity organisation.

III. All banks are financial institutions.

A. Only I follows

B. Only I and II follow

C. Only II and III follow

D. All I, II and III follow

E. None follows

Q15. In the following inequality, assume the statements to be true:

P > Q ≥ R = S < T ≤ U

Which of the following is definitely true?

A. P < T

B. Q < S

C. U < R

D. P = S

E. P > R

Q16. If each letter in the word CREDIT is shifted one place forward in the English alphabet, how will the resulting code be written?

A. DSFEJU

B. DSFJTU

C. DSEFJU

D. CRFEJU

E. DTFEJU

Q17. A person walks 12 metres towards North. He then turns right and walks 8 metres. He again turns right and walks 17 metres. Finally, he turns left and walks 5 metres. In which direction is he from the starting point?

A. North-West

B. South-West

C. West

D. South-East

E. North-East

Q18. Five persons P, Q, R, S and T are sitting in a row facing north. P sits at the extreme left end. Q sits immediately to the right of P. R sits immediately to the right of Q. S sits at the extreme right end. Who sits in the middle?

A. P

B. Q

C. S

D. R

E. T

Q19. A is the sister of B. B is the son of C. D is the wife of C. E is the brother of D. How is E related to B?

A. Brother

B. Maternal uncle

C. Father

D. Cousin

E. Grandfather

Q20. Seven persons A, B, C, D, E, F and G have different heights.

• A is taller than only B and C.

• D is taller than A but shorter than E.

• F is shorter than G but taller than E.

Who is the tallest?

A. A

B. D

C. E

D. F

E. G

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🔑 ANSWER KEY

Q1.B

Q2.C

Q3.A

Q4.D

Q5.E

Q6.A

Q7.D

Q8.B

Q9.C

Q10.E

Q11.A

Q12.C

Q13.D

Q14.B

Q15.E

Q16.A

Q17.D

Q18.D

Q19.B

Q20.E

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🧠 QUICK VERIFICATION

Q1 — B

Mitigate = reduce or lessen the impact/severity.

Q2 — C

The subject is “The number”, which is singular.

Correct sentence:

The number of complaints received by the branch has increased considerably during the last quarter.

Q3 — A

“The number of digital transactions has increased” is grammatically correct.

Q4 — D

Correct sequence:

P → Q → R → S

“As banks increasingly rely on digital channels, strengthening cybersecurity has become essential because customers expect financial services to remain secure and available at all times.”

Q5 — E

A monitoring system is used to detect unusual transactions.

Q6 — A

Correct usage:

Despite the heavy rainfall...

“Despite of” is incorrect.

Q7 — D

48% of ₹750:

750 × 48/100 = ₹360

₹360 + ₹36 = ₹396

Q8 — B

₹50,000 × 120% = ₹60,000

₹60,000 × 90% = ₹54,000

Q9 — C

A:B = 5:7

B = ₹8,400 crore

One part = ₹8,400 ÷ 7 = ₹1,200 crore

A = 5 × ₹1,200 = ₹6,000 crore

Q10 — E

Amount = 120% of principal.

₹14,520 = P × 1.20

P = ₹14,520 ÷ 1.20

= ₹12,100

Q11 — A

Total accounts:

240 + 320 + 280 + 360 = 1,200

Average:

1,200 ÷ 4 = 300

Q12 — C

A's work rate = 1/18

B's work rate = 1/27

Combined rate:

1/18 + 1/27

= 3/54 + 2/54

= 5/54

Time = 54/5

= 10.8 days = 10 4/5 days

Q13 — D

6 × 2 + 1 = 13

13 × 2 + 1 = 27

27 × 2 + 1 = 55

55 × 2 + 1 = 111

111 × 2 + 1 = 223

Therefore D.

Q14 — B

Some banks are lenders.

All lenders are financial institutions.

Therefore:

Some banks are financial institutions.

No financial institution is a charity organisation.

Therefore:

No lender is a charity organisation.

But “all banks are financial institutions” does not follow.

Therefore Only I and II follow — B.

Q15 — E

P > Q ≥ R

Therefore:

P > R

Hence E.

Q16 — A

C → D

R → S

E → F

D → E

I → J

T → U

Therefore:

CREDIT → DSFEJU

Q17 — D

12 m North

→ 8 m East

→ 17 m South

→ 5 m East

Net displacement:

East = 13 m

South = 5 m

Direction = South-East

Q18 — D

The arrangement is:

P – Q – R – T – S

Therefore the middle person is R.

Q19 — B

B is the son of C.

D is C's wife.

Therefore D is B's mother.

E is D's brother.

Therefore E is B's maternal uncle.

Q20 — E

A > B and C.

D > A.

E > D.

F > E.

G > F.

Therefore:

G is the tallest.

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📊 IBR PRELIMS PERFORMANCE BENCHMARK

🔥 18–20: Excellent

💎 16–17: Strong

👍 14–15: Good — improve speed

⚠️ 11–13: Needs targeted practice

📚 0–10: Strengthen fundamentals

⚡ SPEED TARGET

20 Questions → 15 Minutes

Average available time:

45 seconds/question

SMART ATTEMPT STRATEGY

Easy → Moderate → Difficult

Do not spend excessive time on one difficult question.

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🧠 TODAY'S SKILL MAP

ENGLISH

Vocabulary • Grammar • Error Detection • Para Jumble • Fillers

QUANT

Percentage • Average • Simple Interest • Ratio • Time & Work • Number Series • Data Interpretation

REASONING

Syllogism • Inequality • Coding • Direction • Seating Arrangement • Blood Relation • Ranking

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