INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK

🔥 PLATINUM SERIES 2.0 | VOL. 190

📅 7 OCTOBER 2026 | WEDNESDAY

🎯 TARGET: IBPS PO • IBPS Clerk/CSA • IBPS RRB • Banking Aspirants

⏱️ TIME: 15 MINUTES

📝 QUESTIONS: 20

🎯 MARKS: 20

❌ NEGATIVE MARKING: 0.25 MARK FOR EACH WRONG ANSWER

🧠 IBPS PRELIMS INTELLIGENCE MOCK

🏦 BANKING AWARENESS & CURRENT AFFAIRS

Q1.What is the primary objective of a Variable Rate Reverse Repo (VRRR) auction conducted by the RBI:

A. To inject long-term liquidity into banks

B. To absorb surplus liquidity from the banking system

C. To provide refinance to cooperative banks

D. To finance government expenditure

E. To increase currency circulation

Q2.According to the World Bank's October 2026 India Development Update, India's GDP growth for FY2026-27 is projected at:

A. 6.5%

B. 6.8%

C. 7.0%

D. 7.1%

E. 7.5%

Q3.The computerisation of Primary Agricultural Credit Societies (PACS) is primarily being implemented through:

A. A common ERP-based national software

B. A separate software for every PACS

C. Only the RBI's banking platform

D. Only the DCCB's CBS

E. A private payment gateway

Q4.Non-food bank credit of Scheduled Commercial Banks grew by approximately what percentage year-on-year in August 2026:

A. 12.4%

B. 14.6%

C. 16.5%

D. 18.8%

E. 21.2%

Q5.The 57th GST Council meeting scheduled for 8 October 2026 is expected to focus significantly on:

A. Introduction of a new income tax

B. Process and compliance reforms

C. Abolition of GST registration

D. Replacement of GST with VAT

E. Withdrawal of e-invoicing

🔢 QUANTITATIVE APTITUDE

Q6.The ratio of two numbers is 5:7 and their sum is ₹8,400. What is the larger number:

A. ₹3,500

B. ₹4,200

C. ₹4,900

D. ₹5,600

E. ₹6,300

Q7.A bank employee purchases an item marked at ₹6,000 at a discount of 12%. What is the selling price:

A. ₹5,120

B. ₹5,200

C. ₹5,280

D. ₹5,360

E. ₹5,400

Q8.The average of five consecutive even numbers is 46. What is the largest number:

A. 50

B. 52

C. 54

D. 56

E. 58

Q9.What amount will be payable after 2 years on a principal of ₹15,000 at 8% simple interest per annum:

A. ₹16,800

B. ₹17,000

C. ₹17,200

D. ₹17,400

E. ₹17,600

Q10.A train covers a distance of 360 km in 5 hours. What is its average speed:

A. 72 km/h

B. 75 km/h

C. 68 km/h

D. 70 km/h

E. 80 km/h

🧩 REASONING ABILITY

Q11.Five persons A, B, C, D and E are standing in a row. E is at the extreme left. A is immediately right of E. B is immediately right of A. C is immediately right of B. Who is standing at the extreme right:

A. A

B. B

C. C

D. E

E. D

Q12.Statements:

All loans are assets.

Some assets are securities.

Conclusions:

I. Some loans are securities.

II. All loans are assets.

Which conclusion logically follows:

A. Only I

B. Only II

C. Both I and II

D. Neither I nor II

E. Either I or II

Q13.If each letter in the word CREDIT is shifted one position forward in the English alphabet, the resulting code is DSFEJU. Using the same rule, DEBIT will be coded as:

A. EFCJU

B. EFCIT

C. DFCJU

D. EGBJU

E. EFCJV

Q14.P is the brother of Q. Q is the daughter of R and S. S is the wife of R. How is S related to P:

A. Sister

B. Daughter

C. Mother

D. Aunt

E. Grandmother

Q15.A person walks 8 metres east, then 5 metres north, and finally 8 metres west. In which direction is the person from the starting point:

A. South

B. East

C. North

D. West

E. North-East

📖 ENGLISH LANGUAGE

Q16.Identify the part of the sentence that contains an error:

“Each of the bank branches have received the circular.”

A. Each of

B. have received

C. the bank branches

D. the circular

E. No error

Q17.Choose the word most similar in meaning to “vigilant”:

A. Careless

B. Alert

C. Confused

D. Negligent

E. Passive

Q18.Fill in the blank with the most appropriate preposition:

“The bank is committed ___ providing efficient customer service.”

A. for

B. with

C. to

D. by

E. at

Q19.Identify the part of the sentence that contains an error:

“The manager as well as the officers were present at the meeting.”

A. were present

B. the officers

C. at the meeting

D. The manager as well as

E. No error

Q20.Choose the correctly spelt word:

A. Priviledge

B. Privlege

C. Privillage

D. Privilege

E. Privelege

🔑 ANSWER KEY

Q1.B

Q2.D

Q3.A

Q4.D

Q5.B

Q6.C

Q7.C

Q8.A

Q9.D

Q10.A

Q11.E

Q12.B

Q13.A

Q14.C

Q15.C

Q16.B

Q17.B

Q18.C

Q19.A

Q20.D

📚 IBPS PRELIMS PREPARATION TIPS

🔥 Focus on speed + accuracy, not merely attempting maximum questions.

🎯 Banking Awareness: Revise RBI tools, banking terminology, current affairs and important regulatory developments.

🔢 Quant: Master percentages, ratios, averages, simple interest and speed-distance problems.

🧩 Reasoning: Practise arrangements, syllogism, coding-decoding, blood relations and directions.

📖 English: Strengthen grammar, vocabulary, prepositions, error detection and spelling.

⏱️ Use the 15-minute time limit strictly while attempting this mock.

🔥 IBR MANTRA

READ → RECALL → PRACTISE → ANALYSE → IMPROVE

🏆 DAILY CHALLENGE

Can you score 18+/20 in 15 minutes?

If not, identify the section consuming the most time and practise that area today.

🚀 IBR PREMIUM — UNLIMITED MOCK TEST PRACTICE

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• IBPS PO Mock Tests

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• Civil Services Prelims Practice

• Daily timed MCQs

• Exam-oriented practice sets

📌 Register using your Email ID / Google Account and start practising.

▶️ IBR YOUTUBE CHANNEL

Follow IBR for short, exam-focused videos on:

🏦 Banking Awareness

📊 Economy & RBI

💳 Digital Banking

🌾 Agriculture & Rural Credit

🎯 Competitive Exam Preparation

📢 TODAY'S CTA

Read today's bulletin.

Attempt all 20 questions.

Check your score.

Identify your weak area.

Practise again.

🌾 INDIAN BANKING RADAR (IBR)

LEARN • PRACTISE • IMPROVE • SUCCEED

🔥 PLATINUM SERIES 2.0 — PRACTICE WITH PURPOSE