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πŸ”₯ PLATINUM SERIES 2.0 | VOL. 220

πŸ“… THURSDAY, 5 NOVEMBER 2026

🎯 TARGET EXAMINATIONS

IBPS PO β€’ IBPS CSA β€’ SBI Clerk β€’ Other Banking & Competitive Examinations

20 Questions | 20 Marks | 15 Minutes

INSTRUCTIONS

Each question carries one mark.

Select the most appropriate answer from options A–E.

Attempt all questions within 15 minutes.

Avoid spending excessive time on any one question.

Q1. A sum of β‚Ή12,500 is invested at 8% per annum simple interest for 18 months. What is the total simple interest earned:

A. β‚Ή1,250

B. β‚Ή1,400

C. β‚Ή1,500

D. β‚Ή1,600

E. β‚Ή1,750

Q2. A train 240 metres long is moving at 72 km/h. How much time will it take to cross a platform 360 metres long:

A. 25 seconds

B. 27 seconds

C. 28 seconds

D. 30 seconds

E. 32 seconds

Q3. The average of five numbers is 21. If four of the numbers are 16, 18, 23 and 25, what is the fifth number:

A. 23

B. 21

C. 24

D. 26

E. 28

Q4. The price of an article increases from β‚Ή800 to β‚Ή920. What is the percentage increase in its price:

A. 12%

B. 15%

C. 18%

D. 20%

E. 25%

Q5. What will be the compound interest on β‚Ή8,000 at 10% per annum for one year, compounded half-yearly:

A. β‚Ή800

B. β‚Ή810

C. β‚Ή815

D. β‚Ή825

E. β‚Ή820

Q6. Pipe A can fill a tank in 12 days and Pipe B can fill the same tank in 18 days. If both pipes are opened together, how many days will they take to fill the tank:

A. 6 days

B. 7 days

C. 7 1/5 days

D. 8 days

E. 9 days

Q7. The sum of three consecutive odd numbers is 99. What is the largest of these three numbers:

A. 29

B. 31

C. 33

D. 35

E. 37

Q8. An article is marked at β‚Ή2,400. A shopkeeper allows successive discounts of 10% and 5%. What is the final selling price:

A. β‚Ή2,052

B. β‚Ή2,060

C. β‚Ή2,080

D. β‚Ή2,100

E. β‚Ή2,160

Q9. Find the next number in the following series:

2, 6, 12, 20, 30, ?

A. 40

B. 42

C. 44

D. 46

E. 48

Q10. In a class of 35 students, Riya is 9th from the top and Suresh is 12th from the bottom. Assuming they are different students, how many students are between them:

A. 12

B. 13

C. 15

D. 16

E. 14

Q11. A person walks 5 metres towards the East, then 12 metres towards the North and finally 5 metres towards the West. In which direction and how far is the person from the starting point:

A. 5 metres North

B. 10 metres North

C. 12 metres North

D. 12 metres South

E. 17 metres North

Q12. In a certain code, ROAD is written as URDG. How will MILK be written in the same code:

A. PLNK

B. PLOM

C. OLON

D. PLON

E. QLON

Q13. Five persons A, B, C, D and E are standing in a row. D stands at the extreme left, E stands at the extreme right, A stands immediately to the left of B, and C stands immediately to the right of B. Who stands in the middle:

A. B

B. A

C. C

D. D

E. E

Q14. Consider the following statements:

Some doctors are writers.

All writers are readers.

Which of the following conclusions logically follows:

A. All doctors are readers

B. Some doctors are readers

C. No doctor is a reader

D. All readers are doctors

E. No writer is a doctor

Q15. Choose the word that is closest in meaning to MITIGATE:

A. Intensify

B. Aggravate

C. Increase

D. Worsen

E. Alleviate

Q16. Choose the word that is opposite in meaning to SCARCE:

A. Rare

B. Limited

C. Abundant

D. Insufficient

E. Meagre

Q17. Choose the grammatically correct sentence:

A. Neither the principal nor the teachers is responsible for the delay.

B. Neither the principal or the teachers are responsible for the delay.

C. Neither the principal nor the teachers was responsible for the delay.

D. Neither the principal nor the teachers are responsible for the delay.

E. Neither the principal nor the teachers has responsible for the delay.

Q18. Identify the part of the sentence that contains a grammatical error:

The quality of these products / have improved / considerably / over the last year.

A. have improved

B. The quality of these products

C. considerably

D. over the last year

E. No error

Q19. Choose the correct meaning of the idiom β€œHit the nail on the head”:

A. To make a serious mistake

B. To say or do exactly the right thing

C. To work very hard

D. To avoid a difficult situation

E. To reveal a secret

Q20. Choose the grammatically correct sentence:

A. If I would have known about the meeting, I would have attended it.

B. If I had knew about the meeting, I would have attended it.

C. If I have known about the meeting, I would attend it.

D. If I knew about the meeting, I would have attended it.

E. If I had known about the meeting, I would have attended it.

πŸ”‘ ANSWER KEY

Q1.C

Q2.D

Q3.A

Q4.B

Q5.E

Q6.C

Q7.D

Q8.A

Q9.B

Q10.E

Q11.C

Q12.D

Q13.A

Q14.B

Q15.E

Q16.C

Q17.D

Q18.A

Q19.B

Q20.E

πŸ“– DETAILED EXPLANATIONS

Q1. Answer: C β€” β‚Ή1,500

Simple Interest = (Principal Γ— Rate Γ— Time) / 100

= (12,500 Γ— 8 Γ— 1.5) / 100

= β‚Ή1,500.

Q2. Answer: D β€” 30 seconds

Total distance = Length of train + Length of platform

= 240 + 360 = 600 metres.

Speed = 72 Γ— 5/18 = 20 m/s.

Time = 600/20 = 30 seconds.

Q3. Answer: A β€” 23

Total of five numbers = 21 Γ— 5 = 105.

Sum of four numbers = 16 + 18 + 23 + 25 = 82.

Fifth number = 105 βˆ’ 82 = 23.

Q4. Answer: B β€” 15%

Increase in price = β‚Ή920 βˆ’ β‚Ή800 = β‚Ή120.

Percentage increase = (120/800) Γ— 100 = 15%.

Q5. Answer: E β€” β‚Ή820

For half-yearly compounding:

Rate per half-year = 10/2 = 5%.

Number of compounding periods = 2.

Amount = 8,000 Γ— (1.05)Β² = β‚Ή8,820.

Compound Interest = 8,820 βˆ’ 8,000 = β‚Ή820.

Q6. Answer: C β€” 7 1/5 days

Combined one-day work:

= 1/12 + 1/18

= 3/36 + 2/36

= 5/36.

Time required = 36/5 = 7 1/5 days.

Q7. Answer: D β€” 35

Let the three consecutive odd numbers be x, x + 2 and x + 4.

x + (x + 2) + (x + 4) = 99

3x + 6 = 99

3x = 93

x = 31.

The numbers are 31, 33 and 35.

Largest number = 35.

Q8. Answer: A β€” β‚Ή2,052

Price after first discount:

= 2,400 Γ— 90/100 = β‚Ή2,160.

Second discount = 5% of β‚Ή2,160 = β‚Ή108.

Final selling price = 2,160 βˆ’ 108 = β‚Ή2,052.

Q9. Answer: B β€” 42

Series: 2, 6, 12, 20, 30.

Differences: 4, 6, 8, 10.

Next difference = 12.

Next number = 30 + 12 = 42.

Q10. Answer: E β€” 14

Riya's position from the top = 9th.

Suresh's position from the top:

= 35 βˆ’ 12 + 1 = 24th.

Students between them = 24 βˆ’ 9 βˆ’ 1 = 14.

Q11. Answer: C β€” 12 metres North

The 5 metres East and 5 metres West cancel each other.

The person is therefore 12 metres North of the starting point.

Q12. Answer: D β€” PLON

Each letter is shifted forward by three places:

R β†’ U

O β†’ R

A β†’ D

D β†’ G

Applying the same rule:

M β†’ P

I β†’ L

L β†’ O

K β†’ N

Therefore, MILK = PLON.

Q13. Answer: A β€” B

The arrangement is:

D – A – B – C – E

B occupies the third position and therefore stands in the middle.

Q14. Answer: B β€” Some doctors are readers

Some doctors are writers.

All writers are readers.

Therefore, the doctors who are writers must also be readers.

Hence, some doctors are readers logically follows.

Q15. Answer: E β€” Alleviate

Mitigate means to make something less severe, serious or harmful.

Alleviate is its closest synonym.

Q16. Answer: C β€” Abundant

Scarce means available in limited quantities.

Abundant means available in large quantities.

Q17. Answer: D

With the correlative conjunction β€œneither...nor”, the verb generally agrees with the subject nearest to it.

Here, the nearest subject is β€œteachers”, which is plural.

Therefore, β€œNeither the principal nor the teachers are responsible for the delay” is correct.

Q18. Answer: A β€” have improved

The subject is β€œquality”, which is singular.

The correct verb is β€œhas improved”.

Correct sentence:

β€œThe quality of these products has improved considerably over the last year.”

Q19. Answer: B β€” To say or do exactly the right thing

The idiom β€œhit the nail on the head” means identifying or expressing something exactly correctly.

Q20. Answer: E

This is a third conditional sentence, used to describe an unreal situation in the past.

Correct structure:

If + past perfect, would have + past participle.

Therefore:

β€œIf I had known about the meeting, I would have attended it.”

⚑ QUICK REVISION CAPSULE

Simple Interest = P Γ— R Γ— T / 100.

Train crossing a platform: Total distance = Train length + Platform length.

Average = Total sum / Number of observations.

Percentage increase = Increase / Original value Γ— 100.

Half-yearly compounding: Rate is halved and periods are doubled.

Combined work rate = Sum of individual work rates.

Consecutive odd numbers differ by 2.

Successive discounts are calculated on the reduced price.

Number series: Check differences and their patterns.

Position from top = Total βˆ’ Position from bottom + 1.

Direction problems: Opposite movements cancel each other.

Alphabet coding: Identify the letter-shift pattern.

Linear arrangement: Translate positional clues into a fixed sequence.

Syllogism: Draw conclusions without making assumptions.

Mitigate = Alleviate.

Scarce Γ— Abundant.

Neither...nor: Verb agreement depends on the nearest subject.

Quality is singular and takes a singular verb.

Hit the nail on the head = Be exactly right.

Third conditional: If + past perfect, would have + past participle.

πŸ“Š PERFORMANCE METER

Score

Performance

18–20

Excellent

15–17

Very Good

12–14

Good

9–11

Needs Improvement

Below 9

More Practice Required

Suggested target: Complete all 20 questions within 15 minutes with high accuracy.

πŸ“’ INDIAN BANKING RADAR β€” YOUR DAILY EXAM ADVANTAGE

βœ… Attempt the mock and evaluate your performance.

βœ… Follow IBR for daily banking awareness and competitive examination practice.

βœ… Explore the IBR Premium Section for additional mock-test practice.

βœ… Share your score in the comments and challenge your colleagues.

βœ… Share this bulletin with fellow banking aspirants and colleagues.

Learn Daily. Practise Smart. Perform Better.

INDIAN BANKING RADAR (IBR) β€” Banking Knowledge. Exam Intelligence. Career Advantage.

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