IBR PRELIMS BOOSTER PRO -IBPS PO | IBPS Clerk | SBI Clerk | RBI Assistant | RRB Office Assistant|SSC Examination

🔥 EXAM INTELLIGENCE SYSTEM 2.0

📅 07 June 2026 | Sunday

📌 TODAY'S BANKING SNAPSHOT

✔ Repo Rate: 5.25%

✔ SDF Rate: 5.00%

✔ MSF Rate: 5.50%

✔ DICGC Insurance Cover: ₹5 Lakh

✔ RBI Governor: Sanjay Malhotra

✔ RBI liberalised FPI investment norms in Government Securities

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⚡ CURRENT BANKING REVISION CAPSULE

✔ RBI removed Security-wise Limit, Concentration Limit and Short-Term Investment Limit for FPI investments in Government Securities.

✔ New 15-Year, 30-Year and 40-Year Government Securities brought under FAR.

✔ Additional Sovereign Green Bonds included under FAR.

✔ SDF acts as the floor of the LAF Corridor.

✔ MSF acts as the ceiling of the LAF Corridor.

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📊 DIFFICULTY LEVEL

🟢 Easy: 4 | 🟡 Moderate: 10 | 🔴 Difficult: 6

⏱ Recommended Time: 15 Minutes

🎯 Competitive Target Score: 17+

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📢 YESTERDAY'S SPEED CHALLENGE ANSWER

25% of 960 = 240

🧠 Fast Method:

25% = ¼

960 ÷ 4 = 240

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🎯 SMART ATTEMPT STRATEGY

⚡ FIRST ROUND

✓ Banking Awareness

✓ Approximation

✓ Error Detection

✓ Quadratic Equation

⚡ SECOND ROUND

✓ Number Series

✓ Coding-Decoding

✓ Arithmetic

⚡ THIRD ROUND

✓ Seating Arrangement

✓ Difficult Questions

🏆 Topper's Rule: Never spend more than 40 seconds on a single question.

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🧠 ENGLISH LANGUAGE

Q1. Error Detection 🟡

A) The details of all customers

B) who applied for the loan

C) has been verified

D) by the branch officials

A) A  B) B  C) C  D) D  E) No Error

Q2. Fill in the Blank 🟡

The regulator introduced new norms ______ strengthen cyber security preparedness.

A) for

B) to

C) among

D) between

E) over

Q3. Sentence Improvement 🟡

The proposal has submit for approval.

A) has submitted

B) been submitted

C) has been submitted

D) had submitted

E) No Improvement

Q4. Fill in the Blank 🟢

Banks are required to maintain CRR ______ RBI.

A) with

B) for

C) at

D) under

E) over

Q5. Sentence Improvement 🔴

Neither of the borrowers were willing to provide additional collateral.

A) was willing

B) is willing

C) have willing

D) had willing

E) No Improvement

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🔢 QUANTITATIVE APTITUDE

Q6. Approximation 🟡

402 × 24.8 ÷ 8.1 ≈ ?

A) 1100

B) 1200

C) 1250

D) 1300

E) 1400

Q7. Number Series 🟡

4, 10, 22, 46, 94, ?

A) 186

B) 188

C) 190

D) 192

E) 194

Q8. Quadratic Equation 🟡

I. x² – 15x + 54 = 0

II. y² – 13y + 42 = 0

A) x > y

B) x < y

C) x ≥ y

D) x ≤ y

E) Relation Cannot Be Established

Q9. Arithmetic 🔴

A sum of ₹15,000 earns ₹4,500 as Simple Interest in 6 years.

Find the annual rate of interest.

A) 4%

B) 5%

C) 6%

D) 7%

E) 8%

Q10. Arithmetic Application 🟡

A bank disbursed loans worth ₹1,200 crore.

25% to Agriculture, 45% to MSMEs and remaining to Retail.

Retail loans amounted to:

A) ₹300 crore

B) ₹360 crore

C) ₹420 crore

D) ₹480 crore

E) ₹540 crore

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🧩 REASONING ABILITY

Q11. Inequality 🟡

M > N > O ≥ P > Q

Which is definitely true?

A) M > Q

B) O < Q

C) P > M

D) N = P

E) None of these

Q12. Coding-Decoding 🟡

If BANK is written as DCPM,

then LOAN is written as:

A) NQCP

B) NQBO

C) MPBO

D) ORDQ

E) MQCP

Q13. Blood Relation 🔴

Asha is the sister of Ravi.

Ravi is the father of Mohan.

How is Asha related to Mohan?

A) Mother

B) Aunt

C) Sister

D) Grandmother

E) Cousin

Q14. Direction Sense 🟡

A person walks 10 m North, 8 m East and 6 m South.

How far is he from the starting point?

A) 4√5 m

B) 8 m

C) 10 m

D) 12 m

E) 6 m

Q15. Seating Arrangement 🔴

Five persons A, B, C, D and E sit in a row facing North.

• C sits in the middle.

• B sits immediate left of C.

• Only one person sits between C and E.

• A sits at one of the extreme ends.

Who sits immediate right of C?

A) A

B) B

C) D

D) E

E) Cannot be determined

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🏦 BANKING & CURRENT AFFAIRS

Q16. Which RBI department is primarily responsible for regulation of commercial banks?

A) Department of Regulation (DoR)

B) Department of Supervision (DoS)

C) DEPR

D) FIDD

E) FED

Q17. What does HQLA stand for under LCR norms?

A) High Quality Liquid Assets

B) High Quantity Liquid Assets

C) High Quality Lending Assets

D) Hybrid Quality Liquid Assets

E) High Quoted Liquid Assets

Q18. Which institution provides deposit insurance in India?

A) RBI

B) SIDBI

C) DICGC

D) NABARD

E) NPCI

Q19. RBI recently removed which restrictions for FPI investments in Government Securities?

Security-wise Limit

Concentration Limit

Short-Term Investment Limit

A) 1 only

B) 1 and 2 only

C) 2 and 3 only

D) 1, 2 and 3

E) None of these

Q20. Which RBI rate forms the floor of the LAF Corridor?

A) Repo Rate

B) MSF

C) SDF

D) Bank Rate

E) CRR

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📚 PYQ CONCEPT CORNER

Q21.

If the Cash Reserve Ratio (CRR) is increased by RBI, what is the immediate impact?

A) Lending capacity of banks increases

B) Lending capacity of banks decreases

C) Repo Rate decreases

D) Government borrowing increases

E) Inflation falls immediately

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🧩 MINI PUZZLE CHALLENGE

Six persons A, B, C, D, E and F sit in a row facing North.

• C sits third from the left.

• A sits immediate left of C.

• D sits immediate right of C.

• F sits at the extreme left.

• B sits immediate right of D.

Who sits at the extreme right?

A) A

B) B

C) D

D) E

E) F

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⚡ SPEED CHALLENGE OF THE DAY

37.5% of 640 = ?

A) 220

B) 230

C) 240

D) 250

E) 260

⏱ Target Time: Under 5 Seconds

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📘 BANKING WORD OF THE DAY

HQLA (High Quality Liquid Assets)

Assets that can be converted into cash quickly with little or no loss in value during periods of financial stress.

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⚠️ EXAM TRAP ALERT

❌ CRR balances maintained with RBI earn interest.

✅ CRR balances do not earn interest.

❌ DICGC provides unlimited deposit insurance.

✅ Deposit insurance is limited to ₹5 lakh per depositor per bank.

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🎯 EXAM FACT OF THE DAY

The Standing Deposit Facility (SDF) was introduced in April 2022 and acts as the floor of the LAF Corridor.

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⏳ ANSWER KEY

✅ English: 1-C | 2-B | 3-C | 4-A | 5-A

✅ Quant: 6-B | 7-C | 8-E | 9-B | 10-B

✅ Reasoning: 11-A | 12-A | 13-B | 14-A | 15-C

✅ Banking: 16-A | 17-A | 18-C | 19-D | 20-C

✅ PYQ Corner: 21-B

✅ Mini Puzzle: D

⚡ Speed Challenge: C

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📚 LEARNING CORNER

🔹 "Details" is a plural noun; the correct usage is have been verified.

🔹 Number Series Pattern: ×2 + 2

🔹 Simple Interest Formula = (P × R × T) ÷ 100

🔹 Retail Loans = 30% of ₹1,200 crore = ₹360 crore

🔹 HQLA are a key component of the Liquidity Coverage Ratio (LCR).

🔹 RBI recently removed Security-wise, Concentration and Short-Term Investment Limits for FPIs.

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📊 PERFORMANCE BENCHMARK

🔥 18–21 Correct → Excellent

✅ 15–17 Correct → Competitive

⚠️ 11–14 Correct → Needs Improvement

📘 Below 11 → Revise Concepts & Practice Daily

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🎯 SCORE INTERPRETATION

🏆 18+ → Ready for IBPS Prelims

✅ 15–17 → Competitive Zone

⚠️ 12–14 → Improvement Needed

📘 Below 12 → Focus on Accuracy Before Speed

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📅 TOMORROW'S REVISION TOPIC

Liquidity Adjustment Facility (LAF)

✔ Repo Rate

✔ SDF

✔ MSF

✔ Corridor Concept

✔ Liquidity Management Tools

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📢 DAILY ASPIRANT CHALLENGE

🎯 Score 17+ Today

🎯 Complete Within 15 Minutes

🎯 Improve Yesterday's Score

🎯 Revise Every Incorrect Answer Before Sleeping

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🚀 ASPIRANT ACTION TASK

✔ Review all incorrect answers

✔ Maintain a Banking Revision Notebook

✔ Revise RBI Circulars

✔ Follow Banking & Economy News Daily

✔ Track Your Daily Score

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💬 INTERACT WITH IBR

Which section challenged you the most?

A) English

B) Quant

C) Reasoning

D) Banking Awareness

📊 Share Your Score & Strongest Section

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🏆 7-DAY CONSISTENCY CHALLENGE

Attempt the IBR Booster daily for the next 7 days.

🎯 Goals:

• Improve Speed

• Improve Accuracy

• Strengthen Banking Awareness

• Build Exam Temperament

• Increase Confidence

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📤 SHARE WITH ASPIRANTS

📲 Share with friends preparing for:

• IBPS PO

• IBPS Clerk

• SBI Clerk

• RBI Assistant

• RRB Office Assistant

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🏆 TODAY'S PRELIMS MANTRA

"Accuracy builds confidence. Consistency builds selection."

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