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Interest Rates Update Tracker

Regular updates on lending and deposit rate movements across RBI communications and bank announcements.

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INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK INDIAN BANKING RADAR (IBR) - BANKING & ECONOMY INTELLIGENCE BULLETIN INDIAN BANKING RADAR (IBR) - IBPS AFO MAINS INTELLIGENCE MOCK INDIAN BANKING RADAR (IBR) - IBPS PO MAINS INTELLIGENCE MOCK🌾 INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK INDIAN BANKING RADAR (IBR) - BANKING & ECONOMY INTELLIGENCE BULLETIN INDIAN BANKING RADAR (IBR) - IBPS AFO MAINS INTELLIGENCE MOCK INDIAN BANKING RADAR (IBR) - IBPS PO MAINS INTELLIGENCE MOCK🌾 INDIAN BANKING RADAR (IBR) - IBPS PRELIMS INTELLIGENCE MOCK

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Home Loan EMIFD Calculator

Home Loan EMI Calculator

Enter any amount (numbers only).

Supports decimals (example: 7.4).

Allowed: 1 year to 30 years

Monthly EMI

₹0

Total Interest

₹0

Total Amount Payable

₹0

Formula

EMI = P x r x (1+r)^n / ((1+r)^n - 1)

P = principal, r = monthly interest rate, n = total monthly installments.

How To Read The Calculation

Home loan EMI is calculated using reducing balance method. Monthly installment includes both principal and interest. Higher rate or longer tenure increases total interest payout.

Home Loan Interest Rates (%)

Home loan rates are for education only. Verify latest rates on official bank websites before decision.

Interest rates as of: 2026-06-13

Bank of Baroda7.2 - 9
HDFC BANK7.2 - 8.5
ICICI BANK8.5 - 9.8
Punjab National Bank7.5 - 9.75
SBI7.5 - 8.45
Union Bank of India8.6 - 9.35

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